# PeoplesBankNC
## About PeoplesBankNC
Peoples Bank is a trusted North Carolina community bank committed to building strong relationships, delivering exceptional customer experiences, and strengthening the communities we serve. We offer a full range of personal and business@banking solutions including checking accounts, savings accounts, vehicle loans, mortgages, HELOCs, credit and debit cards and much more. Bank online, through our mobile app, or visit one of our conveniently located NC branches in Catawba, Charlotte, Claremont, Conover, Denver, Denver/Triangle, Hickory (Viewmont, Catawba Valley Boulevard, Springs Road), Hiddenite, Huntersville, Lincolnton, Maiden, Mooresville@and@Newton.a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; }

## CategoryLevel1
- [Digital Banking & Payments](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments): Peoples Bank in NC helps you streamline your banking experience with digital solutions like online bill pay, our mobile app and phone banking. Learn more.
- [Home Loan Options](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options): When you partner with Peoples Bank to purchase your NC home you get a partner for life. Explore our mortgage options and contact our team to get started.
- [Business Banking Accounts](https://peoplesbanknc.com:443/Business/Banking): Peoples Bank in NC offers a variety of business banking options including checking accounts, savings accounts, CDs and pension plans. Open an account now.
- [Banking](https://peoplesbanknc.com:443/Personal/Banking): Peoples Bank in NC offers a variety of personal banking options including checking accounts, savings accounts, CDs and money market accounts. Learn more.
- [Digital Account Management Tools](https://peoplesbanknc.com:443/Digital-Banking/Digital-Account-Management-Tools): Learn about the digital money management tools from Peoples Bank in NC including Credit Score Monitoring, Debit Card Controls and eStatements and more.
- [Careers](https://peoplesbanknc.com:443/About-Us/Careers)
- [Start Your Mortgage](https://peoplesbanknc.com:443/Home-Loans/Start-Your-Mortgage): Peoples Bank has mortgage professionals across our branches in NC that are prepared to help you get approved for a home loan. Start your mortgage online.
- [Loans and Credit](https://peoplesbanknc.com:443/Personal/Loans-and-Credit): Peoples Bank in North Carolina offers a variety of personal loan and credit card options including car, home and more. Explore our rates and apply online.
- [Loans and Credit](https://peoplesbanknc.com:443/Business/Loans-and-Credit): At Peoples Bank we are passionate about helping you create the best business possible. Learn about how our loans & credit cards can help your NC business.
- [Account Services](https://peoplesbanknc.com:443/Personal/Account-Services): At Peoples Bank in NC we provide personal account services like overdraft protection, wire transfers and safe deposit boxes. Visit online to find a branch.
- [Business Account Services](https://peoplesbanknc.com:443/Business/Business-Account-Services): Peoples Bank in NC offers merchant services, safe deposit boxes and more for business banking customers. Explore services and contact our business team.
- [Tools and Resources](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources): With the Home Loan Tools & Resources from Peoples Bank you can learn about buying a home in NC and run the numbers with our loan calculators. Explore now.
- [Locations](https://peoplesbanknc.com:443/About-Us/Locations): At Peoples Bank, we're ready to assist with loans and serve your needs in your NC neighborhood. Explore our branches and ATMS to find a location near you.
- [Treasury Management Services](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services): Peoples Bank offers Cash Flow Management, Remote Deposit Capture, Positive Pay and other Treasury Management solutions for NC businesses. Learn more now.
- [Tools and Resources](https://peoplesbanknc.com:443/Personal/Tools-and-Resources): At Peoples Bank in NC we're all about helping you succeed so we offer resources and tools to educate you. Explore our financial insights and calculators.
- [Treasury Management](https://peoplesbanknc.com:443/Business/Treasury-Management): Peoples Bank in NC provides treasury management services for businesses like cash management, remote capture deposit and much more. Explore our services.
- [Tools and Resources](https://peoplesbanknc.com:443/Business/Tools-and-Resources): Peoples Bank in NC helps your business succeed with financial tools that empower you to make educated decisions. Contact the business team to learn more.
- [Building Stronger Communities](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities): At Peoples Bank, we're passionate about volunteering in the NC communities we serve. Explore our Building Stronger Communities articles to learn more.
- [Business Testimonials](https://peoplesbanknc.com:443/Business/Business-Testimonials): At Peoples Bank, we're proud to celebrate our successful local small businesses in NC. Check out our Exceptional Business Testimonials to learn about them.
- [Security Center](https://peoplesbanknc.com:443/About-Us/Security-Center): Learn about identity theft prevention, online banking security and internet scams to look out for from Peoples Bank in NC. Explore our Security Center.
- [Contact Us](https://peoplesbanknc.com:443/About-Us/Contact-Us): Get customer service phone numbers for Peoples Bank in NC so you can ask a question about your account, report a stolen card and more. Contact us now.
- [Subsidiaries of the Bank](https://peoplesbanknc.com:443/About-Us/Subsidiaries-Of-The-Bank): Peoples Bank in North Carolina owns several subsidiaries including Real Estate Advisory Services and more. Access a full list of our subsidiaries online.
- [Disclosures](https://peoplesbanknc.com:443/About-Us/Disclosures): Before banking with Peoples Bank in NC please read our account and service disclosures and policies including, online privacy, USA Patriot Act and more.
- [Financial Calculators](https://peoplesbanknc.com:443/About-Us/Financial-Calculators): Peoples Bank offers a variety financial calculators to help you run the numbers on loans, mortgages, savings goals and more. Explore our calculators now.
- [News](https://peoplesbanknc.com:443/About-Us/News): Get access to the latest news updates and press releases from Peoples Bank in NC including branch openings, financial trends and much more. Explore now.

## CategoryLevel2
- [Account Disclosures](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures): At Peoples Bank in NC, we post disclosures on our website including our Overdraft Policy, Personal Schedule of Fees and more. Access Account Disclosures.
- [Business Checking Accounts](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts): Peoples Bank offers a variety checking accounts for NC businesses. Learn more about our commercial accounts, rewards checking and others. Explore accounts.
- [Remote Deposit Capture](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Remote-Deposit-Capture): Skip a trip to the bank! Deposit checks online for your business with remote deposit capture from Peoples Bank in NC. Learn how it works and watch a demo.
- [Home Loan Calculators](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources/Home-Loan-Calculators): Peoples Bank offers various home loan calculators from mortgage payoff calculators to enhanced loan calculators. Explore our home loan calculators today.
- [Business Savings, MMDA and CD Accounts](https://peoplesbanknc.com:443/Business/Banking/Savings-MMDA-and-CD-Accounts): Peoples Bank offers a variety of savings accounts for your North Carolina business. Explore our MMDA, CD accounts and more and find your nearest branch.
- [Checking Accounts](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts): Get rewarded with tiered interest rates, Online Banking and Overdraft Protection on the Rewards Checking Account at Peoples Bank in NC. Visit us to open.
- [Savings, Money Market and Certificate of Deposit (CD) Accounts](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts): Peoples Bank in NC offers a variety of savings products including, CD accounts, MMDA accounts and. Compare our savings products and apply online today.
- [Retirement Accounts](https://peoplesbanknc.com:443/Personal/Banking/Retirement-Accounts): Peoples Bank in NC helps you save for the future with retirement accounts that offer attractive tax benefits like Traditional and Roth IRAs. Learn more.
- [Peoples Bancorp Investor Relations](https://peoplesbanknc.com:443/About-Us/News/Peoples-Bancorp-Investor-Relations-Press-Releases): Bancorp Investor Relations offers news releases, filings, financials and other corporate profile information from Peoples Bank in NC. Visit the website.

## Home Page
- [Home](https://peoplesbanknc.com:443/Home): Peoples Bank provides personal and business banking in NC like checking and savings accounts, loans, mortgages and more. Explore our financial products.

## Landing
- [Business Testimonials](https://peoplesbanknc.com:443/Landing-Pages/Business-Testimonials): At Peoples Bank, we commit to supporting local businesses and giving you the tools and partnership you need to become exceptional. See the testimonials from a few of our local small businesses in North Carolina.
- [Mooresville](https://peoplesbanknc.com:443/Landing-Pages/Mooresville): At Peoples Bank, we commit to supporting local businesses and giving you the tools and partnership you need to become exceptional. See the testimonials from a few of our local small businesses in North Carolina.
- [Café Rule](https://peoplesbanknc.com:443/Landing-Pages/Cafe-Rule)
- [Killians Hardware](https://peoplesbanknc.com:443/Landing-Pages/Killians-Hardware)
- [Landing](https://peoplesbanknc.com:443/Landing-Pages/Landing)
- [Treasury Management Services 3 Months On Us](https://peoplesbanknc.com:443/Landing-Pages/Treasury-Management-Services-Promotion)
- [Winston-Salem](https://peoplesbanknc.com:443/Landing-Pages/Winston-Salem): At Peoples Bank, we commit to supporting local businesses and giving you the tools and partnership you need to become exceptional. See the testimonials from a few of our local small businesses in North Carolina.
- [Test Landing Page](https://peoplesbanknc.com:443/Landing-Pages/Test-Landing-Page)
- [Business Solutions from Peoples Bank](https://peoplesbanknc.com:443/Landing-Pages/Business)
- [THE, LLC](https://peoplesbanknc.com:443/Landing-Pages/THE-LLC)
- [What makes an exceptional life?](https://peoplesbanknc.com:443/Landing-Pages/What-makes-an-exceptional-life)
- [Treasury Management Services](https://peoplesbanknc.com:443/Landing-Pages/Treasury-Management-Services): At Peoples Bank, we commit to supporting local businesses and giving you the tools and partnership you need to become exceptional. See the testimonials from a few of our local small businesses in North Carolina.

## Product
- [Basic Business Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Basic-Business-Checking): At Peoples Bank, our basic business checking account delivers exactly what your business needs like bill pay and online banking. Contact the business team.
- [Roth IRAs](https://peoplesbanknc.com:443/Personal/Banking/Retirement-Accounts/Roth-IRAs): A Roth IRA from Peoples Bank in NC allows you to only pay taxes on money going into your retirement account. Access our rates and find a branch near you.
- [Personal Finance Tips](https://peoplesbanknc.com:443/Personal/Tools-and-Resources/Personal-Finance-Insights): Get personal finance tips and insights from Peoples Bank in NC including how to build good credit, creating a budget, wise borrowing strategies and more.
- [Funds Availability Policy](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/Funds-Availability): At Peoples Bank in NC our policy is to make funds from your cash or check deposits available to you when you need them. Read our Funds Availability Policy.
- [Apply Online](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Apply-Online): Peoples Bank in North Carolina offers online applications for a new loan or credit card. Explore our loan options and learn more about applying online.
- [Mortgage Team](https://peoplesbanknc.com:443/Home-Loans/Start-Your-Mortgage/Mortgage-Team): Looking for a North Carolina mortgage lender? The Mortgage Loan Originators at Peoples Bank are ready to get you the right home loan. Apply online today.
- [Contact the Business Team](https://peoplesbanknc.com:443/Business/Tools-and-Resources/Contact-the-Business-Team): Looking to open a business account with Peoples Bank in NC? Find out how to contact our business banking team by email, find a branch or call us toll free.
- [Certificate of Deposit](https://peoplesbanknc.com:443/Business/Banking/Savings-MMDA-and-CD-Accounts/Business-Certificate-of-Deposit): Looking for higher yields on your business savings? A Business CD from Peoples Bank in NC earns steady interest at great rates. Visit a branch to open.
- [Buying and Owning a Home](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources/Buying-and-Owning-a-Home)
- [Advertising](https://peoplesbanknc.com:443/Advertising): Peoples Bank in NC was honored to have two of our television commercials named winners in the 2024 Telly Awards. Watch our award-winning commercials now.
- [Activate Debit Card](https://peoplesbanknc.com:443/Personal/Account-Services/Activate): Learn how to activate your ATM/Debit Mastercard from Peoples Bank in NC using Online Banking or our Mobile App and find out how to set up a mobile wallet.
- [7/1 ARM Mortgage Loan](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/7-1-ARM-Mortgage-Loan): Buying a home in NC? Save more upfront with a 7/1 Adjustable Rate Mortgage from Peoples Bank with rates as low as 5.90%. Apply online for an ARM loan.
- [Cash Management](https://peoplesbanknc.com:443/Business/Treasury-Management/Cash-Management)
- [Cybersecurity: A Shared Responsibility for a Resilient Future](https://peoplesbanknc.com:443/Learn/Cybersecurity-A-Shared-Responsibility): Cybersecurity is a shared responsibility for every organization to help protect against phishing attempts and other threats. Learn more from Peoples Bank.
- [Holiday Clash Returns for 2025](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Holiday-Clash-Returns-2025): The Peoples Bank Holiday Clash basketball tournament returned on Dec. 29, Dec. 30, and Dec. 31, 2025, at West Lincoln High School in NC. Learn more now.
- [Denver Health and Fitness](https://peoplesbanknc.com:443/Business/Business-Testimonials/Denver-Health-and-Fitness): Learn how Peoples Bank is banking on relationships by partnering with Ramsey’s Finishing in NC over 20 years ago. Read their customer testimonial now.
- [Modern Business Needs a Proactive Fraud Strategy](https://peoplesbanknc.com:443/Learn/Modern-Business-Needs-a-Proactive-Fraud-Strategy)
- [Changes to online and mobile home screens](https://peoplesbanknc.com:443/About-Us/News/Changes-to-online-banking-home-screen-5-3-2026)
- [Announcing 2025 Volunteer of the Year](https://peoplesbanknc.com:443/About-Us/News/Nick-Walden-Volunteer-of-the-Year)
- [Ramsey's Finishing](https://peoplesbanknc.com:443/Business/Business-Testimonials/Ramsey-s-Finishing): Learn how Peoples Bank is banking on relationships by partnering with Ramsey’s Finishing in NC over 20 years ago. Read their customer testimonial now.
- [Employee Benefits](https://peoplesbanknc.com:443/About-Us/Careers/Employee-Benefits)
- [Peoples Bank Empowers Charlotte Community with Financial Workshop](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Charlotte-Workshop-Builds-Financial-Confidence): Peoples Bank's financial education workshop helped equip the Charlotte, NC community with tools to achieve their financial goals. Learn about the event.
- [Online Banking](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/Online-Banking): Check balances, make transfers, and pay bills with Online Banking and our mobile app for personal and business accounts at Peoples Bank in NC. Learn more.
- [Remote Deposit Capture](https://peoplesbanknc.com:443/Business/Treasury-Management/Remote-Deposit-Capture)
- [Messaging Terms and Conditions](https://peoplesbanknc.com:443/About-Us/Disclosures/Messaging-Terms-and-Conditions): By opting into messages, you agree to receive recurring marketing and informational text messages from Peoples Bank in NC. View the terms and conditions.
- [Consumer Value Credit Card](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Personal-Credit-Cards/Consumer-Value-Credit-Card): With no annual fee and a low introductory interest rate for the first 6 months, this credit card from Peoples Bank in NC has a lot to offer. Apply online.
- [Debit Card Controls](https://peoplesbanknc.com:443/Digital-Banking/Digital-Account-Management-Tools/Card-Controls): Learn how to login to online banking or use the mobile app from Peoples Bank in NC to instantly turn your debit card on or off, anytime 24/7. Get started.
- [Mortgage Payoff Calculator](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources/Home-Loan-Calculators/Mortgage-Payoff-Calculator)
- [Savings Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Savings-Calculator): The Savings Goal Calculator from Peoples Bank helps you see how fast your savings account can grow when you set aside a little extra each month. Try it.
- [Remote Deposit Capture Details](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Remote-Deposit-Capture/Remote-Deposit-Capture-Details): Remote Deposit Capture at Peoples Bank in NC lets you skip the trip to the bank and improve cash flow with fast access to funds. Contact the business team.
- [Identity Theft Prevention](https://peoplesbanknc.com:443/About-Us/Security-Center/Identity-Theft-Prevention): Support Peoples Bank in identity theft prevention by reporting suspicious emails, suspected fraud and lost or stolen credit cards. Learn how to contact us.
- [Electronic Funds Transfers](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/Electronic-Funds-Transfers): Peoples Bank in NC provides several ways for our customers to make electronic transfers of funds. Learn about limitations, charges, documentation and more.
- [Financial Calculators](https://peoplesbanknc.com:443/Personal/Tools-and-Resources/Financial-Calculators)
- [Business Financial Insights](https://peoplesbanknc.com:443/Business/Tools-and-Resources/Business-Financial-Insights): Peoples Bank wants to help your NC business succeed which is why we provide financial insights specific for business. Learn more or contact our team.
- [Traditional IRAs](https://peoplesbanknc.com:443/Personal/Banking/Retirement-Accounts/Traditional-IRAs): A traditional IRA account from Peoples Bank in NC offers great interest rates and lets you defer taxes to maximize retirement savings. Open an account.
- [Business Credit Cards](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Business-Credit-Cards): Peoples Bank in North Carolina offers several business credit cards including a rewards card. Learn more, apply online or contact our business team today.
- [Cash Management](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Cash-Management): Peoples Bank in NC offers cash management services like ACH, online banking, mobile banking and business owner resources. Contact our business team today.
- [Small Business Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Small-Business-Checking): At Peoples Bank in NC, our Small Business Checking account comes with lots of benefits and our mobile app. Contact the Business Team to open an account.
- [Business Mastercard Debit Card](https://peoplesbanknc.com:443/Business/Banking/Business-Mastercard-Debit-Card): Get a Business Mastercard Debit Card from Peoples Bank in NC to pay for goods and services with your checking account funds. Contact the Business Team.
- [Max Account](https://peoplesbanknc.com:443/Business/Banking/Savings-MMDA-and-CD-Accounts/Max-Account): The Max Account from Peoples Bank in NC is a business money market with tiered rates that maximize your savings. Contact the Business Team to learn more.
- [Advanced Business Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Advanced-Business-Checking): The Advanced Business Checking account from Peoples Bank in North Carolina gets your business up top 600 transactions per month. Learn more and visit us.
- [Remote Deposit Capture Demo](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Remote-Deposit-Capture/Remote-Deposit-Capture-Demo): Remote Deposit Capture from Peoples Bank in NC lets you scan checks electronically and post them to your business accounts. Watch our demo to learn more.
- [Merchant Services](https://peoplesbanknc.com:443/Business/Business-Account-Services/Merchant-Services): Merchant services from Peoples Bank in NC increases your credit card processing options and improves customer satisfaction. Visit a branch to get started.
- [Business Loans](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Business-Loans): From construction loans to equipment loans, Peoples Bank can help fund everything your NC business needs. Contact the Business Team now to get started.
- [Personal Savings Account](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts/Personal-Savings): A Personal Savings Account at Peoples Bank in NC pays interest at competitive rates and offers free online banking and eStatements. Open an account today.
- [Home Equity Line of Credit](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Home-Equity-Line-of-Credit): A home equity loan can help you fund home improvements, debt consolidation or even pay for a college education. Access HELOC rates from Peoples Bank in NC.
- [Our Story](https://peoplesbanknc.com:443/About-Us/Our-Story): Here at Peoples Bank, we're a NC community bank that strives to be exceptional and inspire others to be exceptional too. Read our story to learn more.
- [Personal Credit Cards](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Personal-Credit-Cards): Peoples Bank in North Carolina makes it easy to choose a credit card that is right for you. Explore our low rates and rewards cards and apply online today.
- [Home Loans](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Home-Loans)
- [Mortgage Loan Calculator](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources/Home-Loan-Calculators/Mortgage-Loan-Calculator)
- [Electronic Statements](https://peoplesbanknc.com:443/Digital-Banking/Digital-Account-Management-Tools/Electronic-Statements): Simplify your life by receiving your bank statements online with eStatements from Peoples Bank in North Carolina. Enroll in Online Banking to get started.
- [Simple vs Compound Interest](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Compound-Savings): See how compounded interest can add up in your savings account! Use the Compound Savings Calculator from Peoples Bank to see your estimated return. Try it.
- [Everything Rewards and Premier Plus Credit Cards](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Personal-Credit-Cards/Everything-Rewards-Card-Benefits-and-Features): Get a World/Preferred Points credit card from Peoples Bank in NC and enjoy rewards points, cash advances and no annual fee. Visit us online to learn more.
- [Online Mortgage Application](https://peoplesbanknc.com:443/Home-Loans/Start-Your-Mortgage/Online-Application): Get started on your home loan at Peoples Bank in NC! Easily apply, upload documents and view progress with our online mortgage application. Apply now.
- [Exceptional Learning Contest Rules](https://peoplesbanknc.com:443/Exceptional-Learning): Win a $100 Amazon gift card from Peoples Bank in NC! To enter, complete our Holiday Finances course and learn about managing your money. Start now.
- [Lazy 5 Ranch Testimonial](https://peoplesbanknc.com:443/Business/Business-Testimonials/Lazy-5-Ranch): This business testimonial from Peoples Bank highlights Lazy 5 Ranch in Mooresville, NC. Learn how finding the right banking partner helped them succeed.
- [Positive Pay](https://peoplesbanknc.com:443/Business/Treasury-Management/Positive-Pay)
- [Mobile Wallet Terms and Conditions](https://peoplesbanknc.com:443/About-Us/Disclosures/wallet-terms): View the terms and conditions and the privacy policy for adding your Peoples Bank debit card to our Mobile Wallet service. Access the information online.
- [Mobile Banking](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/Mobile-Banking): Skip a trip to the bank! Pay bills, manage accounts, deposit checks and more online with the handy mobile app from Peoples Bank in NC. Download it now.
- [Senior Scam Prevention Tips](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Senior-Scam-Prevention-Tips): The Peoples Bank team in Hickory, NC presented a program with scam prevention tips for seniors to raise awareness about fraud. Learn more in this article.
- [Celebrating Exceptional Schools Winners](https://peoplesbanknc.com:443/About-Us/News/Celebrating-Exceptional-Schools-Winners)
- [Top 10 Reasons Businesses Will Succeed in 2026](https://peoplesbanknc.com:443/Learn/Top-10-Reasons-Businesses-Will-Succeed-in-2026)
- [Employee Benefits](https://peoplesbanknc.com:443/About-Us/Employee-Benefits-1)
- [Digital Wellness Assessment](https://peoplesbanknc.com:443/Learn/Digital-Wellness-Assessment)
- [Cranford Hospitality Testimonial](https://peoplesbanknc.com:443/Business/Business-Testimonials/Cranford-Hospitality): This testimonial from Peoples Bank highlights Cranford Hospitality in Hickory, NC. Learn how finding the right banking partner has helped them succeed.
- [50/30/20 Budget Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/50-30-20-Calculator): The 50 30 20 budget rule says to spend 50% of your income on needs, 30% on wants and 20% on savings. Use Peoples Bank's calculator to budget your income.
- [Phasing Out the Penny: A Guide for Businesses](https://peoplesbanknc.com:443/About-Us/News/Phasing-Out-Pennies-Guide-for-Businesses): With the U.S. Treasury officially ceasing production of new pennies, Peoples Bank has created a guide for businesses on phasing out the penny. Read it now.
- [Catawba Valley Community College](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Catawba-Valley-Community-College): Learn how Peoples Bank in NC equips Catawba Valley Community College's Construction Careers Academy students with financial literacy skills in our article.
- [Credit Score Check and Monitoring](https://peoplesbanknc.com:443/Digital-Banking/Digital-Account-Management-Tools/Credit-Score): Use online banking or the mobile app from Peoples Bank in NC to check your credit score for free and set up credit monitoring alerts. Learn how to enroll.
- [Sweep Services](https://peoplesbanknc.com:443/Business/Treasury-Management/Sweep-Services)
- [Online Bill Pay](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/Online-Bill-Pay): Peoples Bank in NC lets you pay bills online and set up automatic recurring payments using our online banking dashboard or the mobile app. Learn more.
- [Personal Schedule of Fees](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/Personal-Schedule-of-Fees): See a list of the fees on personal accounts at Peoples Bank in NC including the check order fee, non-sufficient funds and more. View our Schedule of Fees.
- [Exceptional Schools](https://peoplesbanknc.com:443/Exceptional-Schools): At Peoples Bank, we're giving back with a special contest to support our local schools by donating $1000 each to 6 NC high schools. See a list of winners.
- [Home Equity Line of Credit](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Home-Equity-Line-of-Credit)
- [Compare Monthly Payments](https://peoplesbanknc.com:443/Home-Loans/Tools-and-Resources/Home-Loan-Calculators/Compare-Monthly-Payments)
- [Business Savings](https://peoplesbanknc.com:443/Business/Banking/Savings-MMDA-and-CD-Accounts/Business-Savings): Peoples Bank in North Carolina offers Business Savings, a dependable savings solution for your business that doesn't tie you down. Learn more or visit us.
- [Mastercard Automatic Billing Updater](https://peoplesbanknc.com:443/About-Us/Contact-Us/Mastercard-Automatic-Billing-Updater): Mastercard’s Automatic Billing Update allows merchants to view cardholder account changes. Contact Peoples Bank or visit a NC branch for more information.
- [Online Security](https://peoplesbanknc.com:443/About-Us/Security-Center/Online-Security): Peoples Bank in NC is committed to online security and fraud prevention to protect our customers from scams. Learn more and find out how to report fraud.
- [Fixed Rate Mortgages](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Fixed-Rate-Mortgages): Buying a home in NC? Lock in a competitive interest rate on a Fixed Rate Mortgage loan at Peoples Bank with fast approval and flexible terms. Contact us.
- [Catawba](https://peoplesbanknc.com:443/About-Us/Locations/Catawba): The expert team at Peoples Bank's Catawba, North Carolina business center are ready to help you with your personal and business banking needs. Visit today.
- [Business Lines of Credit](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Business-Lines-of-Credit): Enjoy better cash flow management with a Business Line of Credit from the lenders at Peoples Bank in NC. Contact our business team to get started today.
- [Check Reorders](https://peoplesbanknc.com:443/Business/Business-Account-Services/Check-Reorders): Peoples Bank in NC makes it fast and easy for you to order checks for your business with affordable pricing and a variety of designs. Order checks online.
- [Tax Remittance](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Tax-Remittance): Peoples Bank's tax remittance service lets you pay federal & NC state tax filings through your Business Online Banking profile. Contact the Business Team.
- [Commercial Analysis Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Commercial-Checking): Larger North Carolina companies benefit from the Commercial Checking account from Peoples Bank. Explore the benefits of our business checking accounts.
- [Rewards Checking Account](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts/Rewards-Checking): Get rewarded with tiered interest rates, online banking and bill pay with the Rewards Checking Account at Peoples Bank in NC. Visit us to open an account.
- [Basic Checking Account](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts/Basic-Checking): The Basic Checking account at Peoples Bank in NC offers convenient online banking with eStatements and low maintenance fees. Visit us to open an account.
- [Rewards Checking for Sole Proprietors](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Rewards-Checking): Peoples Bank offers rewards checking for your North Carolina business. Find a branch and enjoy getting rewards on every purchase you make with your card.
- [Positive Pay](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Positive-Pay): Positive Pay is the fraud prevention service at Peoples Bank in NC that monitors ACH transactions and detects check fraud. Contact the business team now.
- [Night Depository](https://peoplesbanknc.com:443/Business/Business-Account-Services/Night-Depository): If you need to do your business banking outside of our business hours, learn more about night depository services from Peoples Bank in North Carolina.
- [Real Estate and Construction Loans](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Real-Estate-and-Construction-Loans): Peoples Bank in NC offers flexible financing and competitive loan rates for businesses. Contact us to learn more about real estate and construction loans.
- [Max Money Market Account](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts/Max-Account-Savings): A Max Market Account at Peoples Bank in NC offers competitive interest rates compared to regular savings accounts plus easy access to funds. Apply online.
- [Mobile Wallets](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/Mobile-Wallets): Peoples Bank in NC offers trusted mobile wallets like Apple Pay, Samsung Pay and Google Pay to help our customers make secure mobile payments. Enroll now.
- [Standard Overdraft Policy](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/Standard-Overdraft-Policy): Access the Standard Overdraft Policy from Peoples Bank in North Carolina. Learn about standard overdraft coverage and fees and contact us with questions.
- [Hickory - Catawba Valley Boulevard](https://peoplesbanknc.com:443/About-Us/Locations/Catawba-Valley-Boulevard): The Peoples Bank team at our Catawba Valley Boulevard business center branch in Hickory, NC is ready assist with accounts, auto loans and more. Visit us.
- [Adjustable Rate Mortgages](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Adjustable-Rate-Mortgages): Adjustable Rate Mortgages from Peoples Bank in NC start out fixed then adjust periodically. Learn more about our ARM loans and meet the mortgage team.
- [Money Scam Education](https://peoplesbanknc.com:443/About-Us/Security-Center/Money-Scam-Education): Learn about the common types of money scams to look out for and get fraud prevention tips in this financial education article from Peoples Bank in NC.
- [Personal Loans](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Personal-Loans): A personal loan from Peoples Bank in NC can have the power to help you overcome an obstacle or enhance your quality of life. Access rates and apply online.
- [Available Balance and Pending Transactions](https://peoplesbanknc.com:443/About-Us/Contact-Us/Available-Balance-and-Pending-Transactions): At Peoples Bank in NC our policy is to make funds from your cash or check deposits available to you when you need them. Read our Funds Availability Policy.
- [Exceptional Pets](https://peoplesbanknc.com:443/Exceptional-Pets): As part of our Exceptional Pets contest, Peoples Bank will be making a donation to the Humane Society of Lincoln County, NC. Learn more about it here.
- [T.H.E. LLC](https://peoplesbanknc.com:443/Business/Business-Testimonials/T-H-E_LLC): This Exceptional Business Spotlight from Peoples Bank in NC highlights Nicole and Keith Henry of H and H Realty and T.H.E. LLC in Harrisburg. Read it.
- [Financial Literacy for High School Students: Thomas Eatmon](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Thomas-Eatmon): Commercial banker Thomas Eatmon from Peoples Bank shares valuable financial literacy insights with local students at West Lincoln High School. Read more.
- [Tax Remittance](https://peoplesbanknc.com:443/Business/Treasury-Management/Tax-Remittance)
- [Peoples Bank Welcomes New Senior Vice President, Area Executive](https://peoplesbanknc.com:443/About-Us/News/Peoples-Bank-Welcomes-New-SVP-Area-Executive): The Rewards Checking Account from Peoples Bank in NC offers tiered interest rates, Online Banking with Bill Pay and more. Visit us to open an account.
- [How to Make the Most of Your HELOC](https://peoplesbanknc.com:443/Learn/How-to-Make-the-Most-of-Your-HELOC): A Home Equity Line of Credit offers a flexible way to manage expenses or invest in projects. Learn how to make the most of your HELOC from Peoples Bank.
- [Inflation Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Inflation-Calculator): Peoples Bank's Inflation Calculator demonstrates how the inflation rate can impact spending and saving year by year. Enter your numbers to get started.
- [Retirement Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Retirement-Calculator): It’s critical to begin saving for retirement as early as possible. Use Peoples Bank's Retirement Calculator to see how much you need to save. Try it now.
- [Mobile Wire Transfers](https://peoplesbanknc.com:443/About-Us/News/Mobile-Wire-Transfers): Cash Management customers who are set up for wire transfers at Peoples Bank in NC can create transfers online with templates in our mobile app. Learn more.
- [Income and Expenses](https://peoplesbanknc.com:443/Learn/Income-and-Expenses): Learn about income and expenses from Peoples Bank and find out why they're fundamental in maintaining a household budget for your family. Read our article.
- [Text Banking](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/Text-Banking): Peoples Bank in NC lets you check balances and make transfers with text commands, no mobile app required. Find out how to enroll through Online Banking.
- [Matt Anderson Volunteer of the Year 2024](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Volunteer-of-the-Year-2024): Peoples Bank in NC named Business Development Officer Matt Anderson as its 2024 Volunteer of the Year for his dedication to community service. Learn more.
- [Cash Management Enhancements](https://peoplesbanknc.com:443/Business/Treasury-Management/Cash-Management-Enhancements): The new interface for cash management ACH payments from Peoples Bank in NC offers simplified access and user-friendly features. Learn about the updates.
- [Exceptional Business](https://peoplesbanknc.com:443/Exceptional-Business): Join us in expressing gratitude to our local businesses. Tell Peoples Bank about your favorite and you could win a $100 gift card. Send us a message now.
- [Vehicle, Boat and RV Loans](https://peoplesbanknc.com:443/Personal/Loans-and-Credit/Vehicle-Boat-and-RV-Loans): Peoples Bank in NC can help you get a new car, boat or recreational vehicle with our great vehicle loan rates. Apply online or find a branch nearest you.
- [Construction to Permanent Financing](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Construction-Loans): Peoples Banking NC offers construction loans that allow you to start building your home right away. Visit us online to see our competitive home loan rates.
- [Claremont](https://peoplesbanknc.com:443/About-Us/Locations/Claremont): At Peoples Bank's branch located in Claremont NC, we're ready to help you open a savings account, apply for a home or personal loan and more. Visit us.
- [Terms and Conditions of Your Account](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/Terms-and-Conditions): Learn about disclosures from Peoples Bank in NC related to procedures for opening a new account, deposits and more. Access our Terms and Conditions now.
- [Overdraft Protection](https://peoplesbanknc.com:443/Personal/Account-Services/Overdraft-Protection): Peoples Bank in NC offers different types of overdraft protection to help you avoid costly mistakes with your checking account. Contact or visit us today.
- [Letters of Credit](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Letters-of-Credit): Peoples Bank offers letters of credit to assist NC businesses in meeting payment and performance obligations. Visit online to learn about credit and loans.
- [IOLTA Accounts](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/IOLTA-Accounts): The Interest on Lawyers Trust Accounts (IOLTA) checking solution at Peoples Bank in NC is available for lawyers. Contact the Business Team to learn more.
- [Sweep Services](https://peoplesbanknc.com:443/Digital-Banking/Treasury-Management-Services/Sweep-Services): A Sweep Account at Peoples Bank in NC helps improve daily treasury management by sweeping excess funds into a line of credit. Contact the Business Team.
- [Simplified Employee Pension (SEP) Plan](https://peoplesbanknc.com:443/Business/Banking/Simplified-Employee-Pension-SEP-Plan): Peoples Bank in NC offers a Simplified Employee Pension Plan (SEP) that lets your employer make contributions directly into an IRA account. Contact us now.
- [Student Checking Account](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts/Student-Checking): A Student Checking Account at Peoples Bank in NC is designed to help 16-24 year old teens and young adults learn basic banking skills. Visit us to open.
- [Senior Checking Account](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts/Senior-Checking): Peoples Bank celebrates our customers age 55 and older with a dedicated Senior Checking Account that earns a premium interest rate. Open an account now.
- [Debit and ATM Card](https://peoplesbanknc.com:443/Personal/Banking/Debit-and-ATM-Card): Shop responsibly with debit and ATM cards from Peoples Bank in NC. Manage your debit card from our mobile banking app or find a local ATM. Visit us online.
- [Nonprofit Commercial Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Nonprofit-Commercial-Checking): At Peoples Bank, in NC we designed our Nonprofit Commercial Checking to give back to those who give so much. Contact our business team to get started.
- [Equipment Loans](https://peoplesbanknc.com:443/Business/Loans-and-Credit/Equipment-Loans): Peoples Bank in NC understands that your business success depends on having the right tools. Talk to our team about equipment financing and apply today.
- [All-Day Banking](https://peoplesbanknc.com:443/Business/Business-Account-Services/All-Day-Banking): Peoples Bank in NC makes customer service a priority which is why we make deposits for your business all day. Learn more or contact our business team.
- [Order Checks](https://peoplesbanknc.com:443/Personal/Account-Services/Order-Checks): At Peoples Bank in North Carolina we make it easy for our customers to order replacement checks. Order checks online or visit a branch today to learn more.
- [Online Banking Security Center](https://peoplesbanknc.com:443/Business/Mobile-And-Online/Online-Banking-and-Security-Center)
- [PeoplesTouch Telephone Banking](https://peoplesbanknc.com:443/Digital-Banking/Digital-Banking-and-Payments/PeoplesTouch-Telephone-Banking): Access valuable account information and make transfers 24/7 with PeoplesTouch telephone banking from Peoples Bank in NC. Get our phone number and call now.
- [Certificate of Deposit](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts/Certificate-of-Deposit): Put your money in a Certificate of Deposit at Peoples Bank in NC to earn interest at a higher rate than most savings accounts. Visit a branch to open a CD.
- [Health Savings Account](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts/Health-Savings-Account)
- [Privacy](https://peoplesbanknc.com:443/About-Us/Disclosures/Privacy-Policy): At Peoples Bank in NC the basis of each customer relationship is trust. Explore our privacy policy when you choose to do business with us or contact us.
- [FDIC Insurance Coverage](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/FDIC-Insurance-Coverage): Peoples Bank in North Carolina is insured by the Federal Deposit Insurance Corporation. Learn how the FDIC protects against loss of deposits and more.
- [Frequently Asked Questions](https://peoplesbanknc.com:443/About-Us/Contact-Us/Customer-Service-FAQs): Peoples Bank in NC has compiled a list of our Frequently Asked Questions. Get our routing number, learn about credit reports and more. Explore our FAQs.
- [Conover](https://peoplesbanknc.com:443/About-Us/Locations/Conover): The Peoples Bank team at our business center located on First Street West in Conover, NC is ready to help you open a checking or savings account. Visit us.
- [Big Daddy's of Lake Norman](https://peoplesbanknc.com:443/Business/Business-Testimonials/Big-Daddys-of-Lake-Norman): Big Daddy’s of Lake Norman is a NC restaurant that uses Peoples Bank for business lending. Learn about them in this Exceptional Business Spotlight article.
- [Residential Lot Loans](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Residential-Lot-Loans): Building a home in NC? A Residential Lot Loan at competitive rates from Peoples Bank can help secure the land. Find a branch and visit us to get started.
- [Exceptional Learning](https://peoplesbanknc.com:443/Exceptional-Learning-April-2026): Win a $100 Amazon.com gift card when you complete a short series of lessons designed for those who are new to managing their own money. Promotion ends March 6, 2022
- [Wire Transfer Enhancements](https://peoplesbanknc.com:443/Business/Treasury-Management/Wire-Transfer-Enhancements): Peoples Bank in NC has made enhancements to cash management. Learn about the new Wire Transfer creation experience and access our Quick Reference Guide.
- [Home Equity Line of Credit Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Home-Equity-Line-of-Credit-Calculator): Peoples Bank's HELOC Calculator helps you estimate what you could be approved for on a line of credit. Enter the current value of your home to get started.
- [Raleigh Branch Office Closing](https://peoplesbanknc.com:443/About-Us/News/Raleigh-Branch-Office-Closing): At 5pm on Friday, August 1, 2025, People's Bank's branch located at 4000 Westchase Blvd, Suite 100 in Raleigh, NC will be closing permanently. Learn more.
- [Learning Hub](https://peoplesbanknc.com:443/Learn/Learning-Hub): Peoples Bank in NC has partnered with Banzai to bring you our Learning Hub with lessons to help improve your financial education and wellness. Explore now.
- [Debt Payoff Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Debt-Payoff-Calculator): How fast can you payoff your loan? Peoples Bank's Debt Payoff Calculator shows how long it will take to pay off a loan and how much interest you'll pay.
- [How Money Market Accounts Work](https://peoplesbanknc.com:443/Learn/Money-Market-Accounts): Is a money market account the right savings solution for you? Peoples Bank in NC explains how money market accounts work in this article. Read it now.
- [Technology Leadership Promotions](https://peoplesbanknc.com:443/About-Us/News/Technology-Leadership-Promotions): Peoples Bank in NC is pleased to announce our technology leader promotions of Andy Puntch and Bill Walton to Senior Vice President roles. Learn more now.
- [Electronic Record and Signature Disclosure](https://peoplesbanknc.com:443/About-Us/Disclosures/Online-Document-Enrollment-Agreement): Peoples Bank in NC may be required by law to offer notices or disclosures electronically. Learn more about our Electronic Record and Signature Disclosures.
- [Educating on Banking and Business: Dane Robinson](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Dane-Robinson): Commercial lender Dane Robinson from Peoples Bank visited South Charlotte Middle School to educate students on banking and business. Read our article.
- [Retail Product and Pricing Changes July 1, 2024](https://peoplesbanknc.com:443/About-Us/Contact-Us/Retail-Product-and-Pricing-Changes-July-1-2024)
- [Cafe Rule](https://peoplesbanknc.com:443/Business/Business-Testimonials/Cafe-Rule): Peoples Bank spotlights Café Rule and Wine Bar, which provides a high-end dining experience in NC. Learn about this exceptional business and their tips.
- [Mortgage Refinancing](https://peoplesbanknc.com:443/Home-Loans/Home-Loan-Options/Mortgage-Refinancing): Refinance your home loan with Peoples Bank in NC to lower your interest rate or monthly payments. Visit us online to see all mortgage refinancing options.
- [USA PATRIOT Act](https://peoplesbanknc.com:443/About-Us/Disclosures/Account-Disclosures/USA-Patriot-Act): Learn about USA Patriot Act procedures for opening a new account that help fight the funding of terrorism and money laundering from Peoples Bank in NC.
- [Bank Owned Properties](https://peoplesbanknc.com:443/About-Us/Bank-Owned-Properties): Thinking about purchasing a bank owned property in NC? Learn about homes for sale and access a list of currently available properties from Peoples Bank.
- [Log off](https://peoplesbanknc.com:443/Log-off)
- [Beneficial Ownership Requirements](https://peoplesbanknc.com:443/Business/Business-Account-Services/Beneficial-Ownership-Requirements): Peoples Bank in NC is required to collect information on owners and controllers of businesses. Download the Beneficial Ownership Attestation Form now.
- [Public Funds Regular Checking](https://peoplesbanknc.com:443/Business/Banking/Checking-Accounts/Public-Funds-Regular-Checking): Peoples Bank's Public Funds Regular Checking account is ideal for small public entities in North Carolina. Learn more and contact our business team today.
- [CDARS](https://peoplesbanknc.com:443/Personal/Banking/Savings-MMDA-and-CD-Accounts/CDARS): Get FDIC insurance & earn one interest rate per maturity on Certificates of Deposit (CD) over $250k with CDARS services at Peoples Bank. Find a NC branch.
- [Health Savings Account](https://peoplesbanknc.com:443/Personal/Banking/Checking-Accounts/Health-Savings-Account): If you are enrolled in a high-deductible health plan, you should look into opening a health savings account. Learn more about HSAs from Peoples Bank in NC.
- [Night Depository](https://peoplesbanknc.com:443/Personal/Account-Services/Night-Depository): Not everyone can bank during banking hours so Peoples Bank in NC offers night depository services at all of our full-service locations. Find a branch.
- [Online Privacy Policy](https://peoplesbanknc.com:443/About-Us/Disclosures/Online-Privacy): Peoples Bank in North Carolina recognizes the importance of our customers' privacy online. Please read our Online Privacy Notice to learn more.
- [Denver](https://peoplesbanknc.com:443/About-Us/Locations/Denver): Visit Peoples Bank in Denver, North Carolina and allow our team to help you open a checking or savings account, apply for a mortgage loan and much more.
- [CES Group Engineers](https://peoplesbanknc.com:443/Business/Business-Testimonials/CES-Group-Engineers): This Exceptional Business Spotlight from Peoples Bank highlights CES Group Engineers, a NC business we support with commercial banking solutions. Read it.
- [Business Product and Pricing Changes July 1, 2024](https://peoplesbanknc.com:443/About-Us/Contact-Us/Business-Product-and-Pricing-Changes-July-1-2024)
- [Volunteer Spirit Impacting Foster Children: Jennifer Turner](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Jennifer-Turner): Inspired by her co-worker’s passion for children, Peoples Bank employee Jennifer Turner brightened a family's future as a foster parent. Read the article.
- [Positive Pay: Protecting Your Business with Peace of Mind](https://peoplesbanknc.com:443/Learn/Positive-Pay-Protect-Business-with-Peace-of-Mind): Positive Pay doesn’t just protect your business from fraud; it gives you peace of mind. Learn the benefits of this tool and how it works from Peoples Bank.
- [Board Members Larry Robinson and Dan Timmerman Sr. Retirement](https://peoplesbanknc.com:443/About-Us/News/Larry-Robinson-and-Dan-Timmerman-Sr-Retirement): Peoples Bank announces the retirement of two esteemed members of its board of directors, Larry Robinson and Dan Timmerman Sr. Learn more in this article.
- [Personal Loan Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Personal-Loan-Calculator): Peoples Bank's Personal Loan Calculator will help you see how long it will take to pay off your loan if you pay more than the minimum payment. Try it.
- [Bill Pay Upgrade](https://peoplesbanknc.com:443/About-Us/News/Bill-Pay-Upgrade-April-2025): Personal Online Bill Pay from Peoples Bank in NC was upgraded April 23, 2025. Find out what's changed and learn about the new features in Online Banking.
- [Practice Safe Checks](https://peoplesbanknc.com:443/Learn/Practice-Safe-Checks): Check fraud has doubled since 2021. To prevent fraud and protect your money, follow the 4 steps in the Check Safety Guide from Peoples Bank. View guide.
- [Financial Literacy Skills for Students: Ryan Waddle](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Ryan-Waddle): Students at Lake Norman High School in NC learned essential money management skills from the banking experts at Peoples Bank. Learn more in this article.
- [Hiddenite](https://peoplesbanknc.com:443/About-Us/Locations/Hiddenite): The team at Peoples Bank in Hiddenite, North Carolina are prepared to help you open a checking & savings account, apply for a mortgage and more. Visit us.
- [Mortgage Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Mortgage-Loan-Calculator): The Mortgage Loan Calculator from Peoples Bank will show you an estimated monthly payment and how much you might pay in interest on your home loan. Try it.
- [All-Day Banking](https://peoplesbanknc.com:443/Personal/Account-Services/All-Day-Banking): Peoples Bank offers All-Day Banking services with same-day posting for deposits, transfers and other transactions made at NC branch locations. Learn more.
- [Wire Transfers](https://peoplesbanknc.com:443/Personal/Account-Services/Wire-Transfers): When you need to send money fast, turn to Peoples Bank in NC for domestic and international wire transfers. Find a branch location near you to get started.
- [Online Banking and Bill Payment Agreement](https://peoplesbanknc.com:443/About-Us/Contact-Us/Internet-Banking-Agreement)
- [Mortgage Estimation Calculator](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Mortgage-Estimation): Compare a 15 vs a 30 year mortgage loan to determine what's best for you. Use the Mortgage Comparison Calculator from Peoples Bank to see how they add up.
- [Terms of Use](https://peoplesbanknc.com:443/About-Us/Disclosures/Terms-of-Use): This website has been established by Peoples Bank for the purpose of conveying information about bank products and services. Learn more about Terms of Use.
- [Assisting Immigrants: Marjorie Sack York](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Marjorie-Sack-York): Peoples Bank manager Marjorie Sack-York extends a warm welcome to assist NC immigrant families in resettling upon arrival to the United States. Read more.
- [Huntersville](https://peoplesbanknc.com:443/About-Us/Locations/Huntersville): The team at Peoples Bank in Huntersville, NC are prepared to help you open a savings or checking account, apply for a loan and much more. Visit us today.
- [Killians Hardware](https://peoplesbanknc.com:443/Business/Business-Testimonials/Killians-Hardware): What makes NC businesses succeed? It’s best to ask those who own those longstanding businesses. Learn Killians Hardware's tips in Peoples Bank's spotlight.
- [Remote Deposit Capture: A Faster, Smarter Way to Deposit Funds](https://peoplesbanknc.com:443/Learn/Remote-Deposit-Capture-Faster-Smarter): Remote Deposit Capture is a highly efficient banking tool that lets you deposit checks without leaving your office. Learn more about it from Peoples Bank.
- [Matt Anderson Promoted to Senior Vice President, Area Executive](https://peoplesbanknc.com:443/About-Us/News/Matt-Anderson-Promoted-to-Area-Executive): Peoples Bank in NC has announced the promotion of Matt Anderson to Senior Vice President, Area Executive. Learn more about Matt and his extensive career.
- [Saving With a Purpose](https://peoplesbanknc.com:443/Learn/Saving-With-a-Purpose): Peoples Bank helps you outline your savings goals to see how saving with a purpose can help you make them happen. Try our Banzai financial coach session.
- [Lake Norman Marina](https://peoplesbanknc.com:443/Business/Business-Testimonials/Lake-Norman-Marina): Learn how Peoples Bank earned the privilege to work with local NC business Lake Norman Marina in this Exceptional Business Spotlight article. Read it.
- [Foothills Community Housing Fair](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Foothills-Community-Housing-Fair): Peoples Bank in NC served as a proud sponsor for the Foothills Community Housing Fair and shared valuable homebuying tips with the attendees. Learn more.
- [Peoples Bank Holidays](https://peoplesbanknc.com:443/About-Us/Contact-Us/Peoples-Bank-Holidays): Find out when Peoples Bank's NC branches are closed for holidays. View our list of holiday closings for the year and note that you can always bank online.
- [Peoples Bank Welcomes New Board Members](https://peoplesbanknc.com:443/About-Us/News/Peoples-Bank-Welcomes-New-Board-Members): Peoples Bank in NC welcomes our three new board members, Ashton Abernethy, Robert Abernethy Jr. and Dan Timmerman Jr. Learn more about it in this article.
- [Third Party Websites](https://peoplesbanknc.com:443/About-Us/Disclosures/Third-Party-Websites): The Peoples Bank in NC website contains links to third party websites but does not control the privacy or security practices of these sites. Learn more.
- [Lincolnton](https://peoplesbanknc.com:443/About-Us/Locations/Lincolnton): The team at Peoples Bank in Lincolnton, NC is ready to serve your banking needs. Visit today to open a checking account, apply for a mortgage and more.
- [Mortgage Payoff](https://peoplesbanknc.com:443/About-Us/Financial-Calculators/Mortgage-Payoff): Want to know how long it will take to pay off your home loan? Use Peoples Bank's free mortgage payoff calculator to find out. Get started online today.
- [Peoples Bank For Kids](https://peoplesbanknc.com:443/Personal/Account-Services/Peoples-Bank-For-Kids): Peoples Bank in NC offers kids bank account options including personal savings accounts and student checking accounts. Learn more and open an account.
- [Mooresville](https://peoplesbanknc.com:443/About-Us/Locations/Mooresville): Peoples Bank in Mooresville, North Carolina offers savings accounts, checking accounts, personal loans and much more. Visit our business center today.
- [Social Media Guidelines](https://peoplesbanknc.com:443/About-Us/Disclosures/Social-Media-Guidelines): Peoples Bank in NC created social media pages as a place where the people of our community can gather together respectively. Read our guidelines today.
- [Jody Street Promoted to Executive Vice President & Chief Commercial Banking Officer](https://peoplesbanknc.com:443/About-Us/News/Jody-Street-promoted-to-EVP-CCBO): Jody Street has been promoted to EVP, Chief Commercial Banking Officer at Peoples Bank in NC. Learn more about Jody's career at the bank in this article.
- [Ladies in Action Leadership Academy: Deidra Singleton](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Deidra-Singleton): Loan Operations leader Deidra Singleton from Peoples Bank in NC introduced financial education to minority students at an academy for women. Read more.
- [Novel Taproom](https://peoplesbanknc.com:443/Business/Business-Testimonials/Novel-Taproom): Learn about Novel Taproom in NC and how the Peoples Bank team contributed to their success in our Exceptional Business Spotlight news article. Read it.
- [Strategies for Managing Debt While Pursuing Business Growth](https://peoplesbanknc.com:443/Learn/Strategies-for-Managing-Business-Debt): Growing a business requires substantial investment. Peoples Bank offers strategies to manage business debt effectively while pursuing sustainable growth.
- [Credit Scores](https://peoplesbanknc.com:443/Learn/Credit-Scores): Peoples Bank explains how to check your credit score, what's included in your credit score and how to improve it if it needs work. Read our article now.
- [Teaching Career Essentials: Matt Anderson](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Matt-Anderson): Peoples Bank Business Development Officer, Matt Anderson had the privilege of teaching a Career Essentials class. Read about this bank employee volunteer.
- [Pro Motor Engines Testimonial](https://peoplesbanknc.com:443/Business/Business-Testimonials/Pro-Motor-Engines): Learn how Pro Motor Engines in North Carolina worked with Peoples Bank in to manage their cash flow with a line of credit. Read their testimonial now.
- [Carol Shinn Promoted to Executive Vice President & Chief Operations Officer](https://peoplesbanknc.com:443/About-Us/News/Carol-Shinn-promoted-to-EVP-COO): Peoples Bank has promoted Carol Shinn to Executive Vice President and COO. Learn more about Carol and her 35 years of banking experience in this article.
- [Website Accessibility](https://peoplesbanknc.com:443/About-Us/Disclosures/Website-Accessibility): Peoples Bank in NC makes our website compliant with the American with Disabilities Act according to WCAG guidelines so it's accessible to all. Learn more.
- [Maiden](https://peoplesbanknc.com:443/About-Us/Locations/Maiden): Come to the Peoples Bank branch in Maiden, NC for help applying for a personal loan, home loan or car loan or to open a checking account. Visit us today.
- [Newton](https://peoplesbanknc.com:443/About-Us/Locations/Newton): The Peoples Bank team at our Newton NC business center is prepared to help you open a checking or savings account or apply for a mortgage. Visit us today.
- [Announcing retirement of Lance Sellers and selection of Bill Cable as CEO/President](https://peoplesbanknc.com:443/About-Us/News/CEO-Announcements): Peoples Bank in NC announces the retirement of Lance Sellers and selection of Bill Cable as CEO and President. Learn more about them in this article now.
- [Equipment Leasing vs. Financing](https://peoplesbanknc.com:443/Learn/Equipment-Leasing-vs-Financing): Is it better to lease equipment or get a business loan? Explore the pros & cons of leasing vs financing equipment in this article from Peoples Bank in NC.
- [Greater Hickory Cooperative Christian Ministry](https://peoplesbanknc.com:443/About-Us/Building-Stronger-Communities/Greater-Hickory-Cooperative-Christian-Ministry): Peoples Bank is empowering the community through financial education by teaching budging at Greater Hickory Cooperative Christian Ministry. Learn more.
- [Best Practices For Growing a Business](https://peoplesbanknc.com:443/Learn/Best-Practices-For-Growing-A-Business): Your small businesses can succeed! Learn how to handle cash flow and other best practices for growing your small business in this People's Bank article.
- [Charlotte - South Boulevard](https://peoplesbanknc.com:443/About-Us/Locations/South-Boulevard): At Peoples Bank's branch in Charlotte, NC located at 6350 South Boulevard, you can get cash at the ATM, open an account or apply for a loan. Visit us.
- [Budgeting](https://peoplesbanknc.com:443/Learn/Budgeting): A budget is one of the most crucial financial wellness tools. Learn how to make a budget and use our Budget Calculator from Peoples Bank to help you plan.
- [Basic Bookkeeping](https://peoplesbanknc.com:443/Learn/Basic-Bookkeeping): The interactive coach session from Peoples Bank is like an online bookkeeping course for small business owners in NC. See how it works and get started now.
- [Hickory - Springs Road](https://peoplesbanknc.com:443/About-Us/Locations/Springs-Road): The team at Peoples Bank's Springs Road business center branch in Hickory NC is ready to serve your personal and business banking needs. Visit us today.
- [Denver - Triangle](https://peoplesbanknc.com:443/About-Us/Locations/Triangle): The team at Peoples Bank's Triangle business center in Denver, NC are prepared to help you open a checking or savings account and much more. Visit us.
- [Search](https://peoplesbanknc.com:443/Search-Results)
- [Individual Retirement Accounts](https://peoplesbanknc.com:443/Learn/Individual-Retirement-Accounts): Learn what Individual Retirement Accounts are and discover the advantages of both Roth and Traditional IRAs from Peoples Bank in NC. Read our article.
- [Positive Pay: Your First Line of Defense Against Fraud](https://peoplesbanknc.com:443/Learn/Positive-Pay-Your-First-Line-of-Defense): Make Positive Pay the first line of defense to protect your accounts against unauthorized transactions and fraud. Learn how in this Peoples Bank article.
- [Hickory - Viewmont](https://peoplesbanknc.com:443/About-Us/Locations/Viewmont): The team at Peoples Bank's Hickory, NC branch in the Viewmont Business Center is ready to assist with loans, savings accounts and more. Visit us today.
- [Cash Management Services Solve the Challenges of Modern Businesses](https://peoplesbanknc.com:443/Learn/Cash-Management-Services-Solves-Challenges): Learn how to solve business challenges, optimize cash flow and protect your accounts from fraud with cash management services. Read Peoples Bank's article.
- [Scams Targeting Seniors](https://peoplesbanknc.com:443/Learn/Scams-Targeting-Seniors): In this Peoples Bank article, learn about IRS scams, Medicare scams and other common scams targeting seniors and how to protect yourself and loved ones.
- [Same Bank](https://peoplesbanknc.com:443/Same-Bank): When you have a banking partner who believes in you, anything is possible. Discover Peoples Bank's promise to our NC neighbors, families and businesses.
- [The Power of Strong Banking Relationships for Business Growth](https://peoplesbanknc.com:443/Learn/The-Power-of-Strong-Banking-Relationships): The power of a strong banking relationship not only provides funding but builds stability for business growth. Learn more in this Peoples Bank article.
- [Improving Business Cash Flow](https://peoplesbanknc.com:443/Learn/Improving-Business-Cash-Flow): From an automated cash management system to accessing capital through a working line of credit, view Peoples Bank's tips for improving business cash flow.
- [Sitemap](https://peoplesbanknc.com:443/Sitemap): Explore Peoples Bank's website sitemap for financial products like mortgages, auto loans, credit cards, personal savings and checking accounts and more.
- [Page Not Found](https://peoplesbanknc.com:443/Page-Not-Found)
- [Retirement Choices](https://peoplesbanknc.com:443/Learn/Retirement-Choices): Make a plan to save for retirement! Learn what critical retirement choices you should be making at different ages in this article from Peoples Bank in NC.
- [Buying a Home](https://peoplesbanknc.com:443/Learn/Buying-a-Place-to-Call-Home): Buying a home and wondering how much mortgage you can afford? Learn about the costs involved and use Peoples Bank's mortgage calculator to run the numbers.
- [Winston-Salem Commercial Loan Production Office](https://peoplesbanknc.com:443/About-Us/Locations/Winston-Salem): Peoples Bank's friendly team at the Loan Production Office in Winston-Salem, NC offers commercial loans, treasury management solutions and more. Call us.
- [Emergency Funds](https://peoplesbanknc.com:443/Learn/Emergency-Funds): An emergency fund can be a savings account or even multiple CDs. Learn about emergency funds and why you should have one in this Peoples Bank NC article.
- [Thank You](https://peoplesbanknc.com:443/Thank-You)
- [Tailored Financial Solutions for Businesses](https://peoplesbanknc.com:443/Learn/Tailored-Financial-Solutions-for-Businesses): Learn how the Business Banking Team at Peoples Bank in NC can support your business with cash flow solutions, business loans and more. Contact the team.
- [The Hidden Costs of Inefficient Cash Flow Management](https://peoplesbanknc.com:443/Learn/Hidden-Costs-of-Inefficient-Cash-Flow-Management): Poor cash flow management can set off a cascade of hidden costs that restrict growth. Learn how to address cash flow inefficiencies from Peoples Bank.
- [To Buy or Not to Buy?](https://peoplesbanknc.com:443/Learn/To-Buy-or-Not-to-Buy): Wondering if you should buy a house or keep renting? Peoples Bank explores the pros and cons of renting vs buying a home in North Carolina in this article.
- [Using Credit](https://peoplesbanknc.com:443/Learn/Using-Credit): Learn about the types of credit, how to avoid getting into credit card debt and how to payoff debt in this financial wellness article from Peoples Bank.
- [Financial Wellness Assessment](https://peoplesbanknc.com:443/Learn/Financial-Wellness-Assessment): Financial literacy empowers you to take control of your financial situation. Learn more about it and take Peoples Bank's Financial Wellness Assessment.
- [How To Manage Your Debt: Strategies & Tools](https://peoplesbanknc.com:443/Learn/Get-Out-of-Debt): Trying to get out of debt? Learn about debt relief strategies like Debt Consolidation Loans and others in this article from Peoples Bank in NC. Read it.
- [How to Improve Your Credit Score](https://peoplesbanknc.com:443/Learn/How-to-Improve-Your-Credit-Score): Want to take positive actions that will help build your credit? Find out how to improve your credit score in this article from Peoples Bank. Read it now.
- [Managing Your Money After Graduation (Infographic)](https://peoplesbanknc.com:443/Learn/Managing-Your-Money-After-Graduation-Infographic): Learning how to manage your money after graduation is key. Get advice on bank accounts, budgeting and paying off student loans from Peoples Bank in NC.
- [How to Make Budgeting Work for You](https://peoplesbanknc.com:443/Learn/Personalizing-Your-Budget): Personalizing a budget with short term goals can make it work better for you. Check out the best tips for how to create a budget from Peoples Bank in NC.
- [Simple Tips to Prevent Check Fraud](https://peoplesbanknc.com:443/Learn/Simple-Tips-to-Prevent-Check-Fraud): While checks offer convenience, they can also pose security risks. Read this article from Peoples Bank in NC to learn simple tips to prevent check fraud.
- [Prevent Business Check Fraud](https://peoplesbanknc.com:443/Learn/Prevent-Business-Check-Fraud): Business check fraud has surged across the country. Learn about the types of check fraud and get prevention tips in this article from Peoples Bank in NC.
- [Make These Money Moves When Getting Your First Job](https://peoplesbanknc.com:443/Learn/Make-These-Money-Moves-When-Getting-Your-First-Job): Learn the money moves you should make when getting your first job like saving for retirement and budgeting in this article from Peoples Bank. Read it.
- [Understanding How to Budget as a College Student](https://peoplesbanknc.com:443/Learn/Understanding-How-to-Budget-as-a-College-Student): Need to manage money on your own for the first time? This article from Peoples Bank will help you understand how to budget as a college student. Read it.
- [Getting Financially Ready to Live on Your Own](https://peoplesbanknc.com:443/Learn/Getting-Financially-Ready-to-Live-on-Your-Own-1): Moving out of your parents’ house? Get financially ready to live on your own with budgeting tips and more in this article from Peoples Bank. Read it now.
- [How Much Does College Cost?](https://peoplesbanknc.com:443/Learn/How-Much-Does-College-Cost-1): How much does college cost? In this article from Peoples Bank in NC, we break down the cost of a college education and how you can reduce it. Read it.
- [Savings Goals in Your 20s](https://peoplesbanknc.com:443/Learn/Savings-Goals-In-Your-20s-1): Peoples Bank in NC offers tips for developing savings goals in your 20s like curbing spending, opening a money market account and more in this article.
- [Understanding Credit Card Interest Rates](https://peoplesbanknc.com:443/Learn/Understanding-Credit-Card-Interest-Rates): Want to understand how credit card interest rates work? Learn what APR is, how interest is calculated and more in this article from Peoples Bank in NC.
- [College Isn't the Only Path: Alternatives to a Four-Year Program](https://peoplesbanknc.com:443/Learn/College-Isnt-The-Only-Path): For high school grads, college isn't the only path. Learn about alternatives to a four-year program in this article from Peoples Bank in NC. Read it now.
- [Holiday Cybersecurity](https://peoplesbanknc.com:443/Learn/Holiday-Cybersecurity): Protect your businesses from hackers, fraud and scams during the holidays with advice from Peoples Bank. Read this article to learn about our best tips.
- [What is a HELOC?](https://peoplesbanknc.com:443/Learn/What-is-a-HELOC): What is a HELOC and is it right for you? Learn how a Home Equity Line of Credit works and how to qualify in this article from Peoples Bank in NC. Read it.
- [What is multi-factor authentication](https://peoplesbanknc.com:443/Learn/What-Is-Multifactor-Authentication): Learn what Multi-Factor Authentication (MFA) is and how it helps protect your online accounts in this article from Peoples Bank in NC. Read our article.
- [What’s the difference between APY and APR?](https://peoplesbanknc.com:443/Learn/What-is-the-difference-between-APY-and-APR): Learn the difference between the acronyms APY and APR and find out how they affect you and your finances in this article from Peoples Bank in NC. Read it.
- [Your First Financial Plan](https://peoplesbanknc.com:443/Learn/Your-First-Financial-Plan): Learn the steps in creating a first financial plan like how to set financial goals, make a budget and more in our article from Peoples Bank in NC. Read it.
- [Scams and Your Small Business](https://peoplesbanknc.com:443/Learn/Scams-and-Your-Small-Business): Learn the signs of scams that target businesses from Peoples Bank in NC so you can tell your employees and colleagues how to avoid them. Read our article.
- [Budgeting Your First Apartment](https://peoplesbanknc.com:443/Learn/Budgeting-Your-First-Apartment): Ready for your first apartment? Learn how to create a budget that will help you determine what you can afford in rent and utilities. Read our article now.
- [Business](https://peoplesbanknc.com:443/Learn/Business-Finances)
- [Buying a Home](https://peoplesbanknc.com:443/Learn/Buying-a-Home)
- [How to Safely Use Mobile Payment Apps and Services Infographic](https://peoplesbanknc.com:443/Learn/How-to-Safely-Use-Mobile-Payment-Apps-and-Services): Interested in using a mobile payment app but unsure about how secure it is? Learn how to safely use digital wallets in People Bank's online infographic.
- [Just Getting Started](https://peoplesbanknc.com:443/Learn/Just-Getting-Started)
- [Personal](https://peoplesbanknc.com:443/Learn/Managing-Personal-Finances)
- [Safety & Security](https://peoplesbanknc.com:443/Learn/Safety-and-Security)
- [Calculators](https://peoplesbanknc.com:443/Learn/Financial-Calculators)
- [How to Avoid Overdraft Fees](https://peoplesbanknc.com:443/Learn/Avoiding-Overdrafts): Overdraft fees are common. Learn how digital banking, budgeting and other methods can help you avoid them in this article from Peoples Bank in NC. Read it.
- [What Home Owners Insurance Doesn't Cover](https://peoplesbanknc.com:443/Learn/What-Home-Owners-Insurance-Doesn-t-Cover): Peoples Bank in NC can help you understand home owners insurance and what it does and doesn't cover. PB Insurance Agency can help with an online quote.
- [10 Steps in the Home Buying Process Infographic](https://peoplesbanknc.com:443/Learn/10-Steps-in-the-Home-Buying-Process-Infographic): Looking to buy your first home in NC or elsewhere? Access Peoples Bank's infographic for the ten steps to buying your first house and getting a mortgage.
- [3 Simple Steps to a GREAT Password](https://peoplesbanknc.com:443/Learn/3-Simple-Steps-to-a-GREAT-Password): Are your banking passwords secure? Learn the 3 steps to creating a great password that's hard to crack in this article from Peoples Bank. Read it now.
- [Avoiding Common Small Business Start-Up Problems](https://peoplesbanknc.com:443/Learn/Avoiding-Common-Small-Business-Start-Up-Problems): Unfortunately more than half of new businesses fail within their first two years. Explore some common small business pitfalls to avoid with Peoples Bank.
- [Before Buying Your First House](https://peoplesbanknc.com:443/Learn/Before-Buying-Your-First-House): Buying your first house is the “American Dream” but consider the potential financial issues before before you buy in this article from Peoples Bank in NC.
- [Cyber Safety at Home](https://peoplesbanknc.com:443/Learn/Cyber-Safety-at-Home): Make sure your entire household learns to use the internet responsibly. Read this article about cyber safety at home from Peoples Bank for helpful tips.
- [Cybersecurity for Families](https://peoplesbanknc.com:443/Learn/Cybersecurity-for-Families): Learn online security tips you can use to protect your kids and your home network. Read this article on cybersecurity for families from Peoples Bank in NC.
- [Protecting Yourself from SMiShing and Vishing](https://peoplesbanknc.com:443/Learn/Protecting-Yourself-from-SMiShing-and-Vishing): Read about smishing and vishing and learn how to protect yourself and your finances from these identity theft traps in this article from Peoples Bank.
- [Protect Your Business IT Assets](https://peoplesbanknc.com:443/Learn/Protect-Your-Business-IT-Assets): Protect your business IT assets! Learn how to dispose of old computers and how to keep up with software updates in the article from Peoples Bank. Read it.
- [Start Simple with These Budgeting Tips](https://peoplesbanknc.com:443/Learn/Start-Simple-with-these-Budgeting-Tips): Want to learn how to make a budget? Find out how to start simple and stick to your budget with these budgeting tips from Peoples Bank in NC. Read it now.
- [Preparing a Personal Balance Sheet](https://peoplesbanknc.com:443/Learn/Preparing-a-Personal-Balance-Sheet): Measure financial progress with a personal balance sheet! Read our article about balance sheets from Peoples Bank in NC and download a printable worksheet.
- [10 Ways Small Businesses Can Fight Fraud](https://peoplesbanknc.com:443/Learn/10-Ways-Small-Businesses-Can-Fight-Fraud): Fraud prevention strategies are essential for small businesses. Read this article from Peoples Bank to learn 10 ways your small business can fight fraud.
- [Banking Tips for Small Business](https://peoplesbanknc.com:443/Learn/Banking-Tips-for-Small-Business): Start a business and make it a success! Learn how to make a good idea a good source of revenue with Banking Tips for Small Business from Peoples Bank.
- [Browser Updates](https://peoplesbanknc.com:443/Learn/Browser-Updates): For online security, it's important to avoid unfamiliar websites, suspicious links and to keep your browser up to date. Learn more with Peoples Bank.
- [Building a Good Credit Record](https://peoplesbanknc.com:443/Learn/Building-a-Good-Credit-Record): A solid credit history can be a powerful financial tool. See what can hurt your credit report and how to build a good credit record from People Bank in NC.
- [Building a Savings Cushion](https://peoplesbanknc.com:443/Learn/Building-a-Savings-Cushion): Want to put more money in your retirement and other savings accounts? Our ideas will help! Get tips for building a savings cushion from Peoples Bank in NC.
- [Can You Spot a Phishing Scam?](https://peoplesbanknc.com:443/Learn/Can-You-Spot-a-Phishing-Scam): Can you spot a phishing scam? Find out how to protect yourself from fraud when you're banking online in this article from Peoples Bank in NC. Read it.
- [Financial Tip: Pay More Than the Minimum on Your Credit Card](https://peoplesbanknc.com:443/Learn/Financial-Tip-Pay-More-Than-the-Minimum-on-You-1): This article from Peoples Bank explains the benefits of paying more than the minimum on your credit card and how to free up the funds to do it. Read it.
- [Get Smart About Credit](https://peoplesbanknc.com:443/Learn/Get-Smart-About-Credit-Day): Get smart about credit! Read this article from Peoples Bank to learn what kinds of things can hurt your credit record and how you can build good credit.
- [Money Mule](https://peoplesbanknc.com:443/Learn/Money-Mule): Don't be a money mule! Protect yourself from being used to make illegal money transfers. Read this Peoples Bank article for our NC fraud protection tips.
- [Online Dating Scams Infographic](https://peoplesbanknc.com:443/Learn/Online-Dating-Scams): Find out how to protect yourself from online dating scams in apps or on social media. Read this article to learn Peoples Bank's top fraud prevention tips.
- [Prepare for Buying a Home](https://peoplesbanknc.com:443/Learn/Prepare-for-Buying-a-Home): How do you prepare for buying a home? Learn how to explore your home loan options, get pre-qualified and other important tips from Peoples Bank in NC.
- [Developing and Using a Wise Borrowing Strategy](https://peoplesbanknc.com:443/Learn/Developing-and-Using-a-Wise-Borrowing-Strategy): Borrowing money can be tricky. Peoples Bank in NC is here to help you develop a smart borrowing strategy and manage your debt. Learn more online today.
- [Save $1,000 (or more) this year](https://peoplesbanknc.com:443/Learn/Save-$1-000-or-more-this-year): Want to save $1,000 or more this year? Learn how to start building your savings account with a 52-Week Challenge. Read this article from Peoples Bank now.
- [How to Teach Your Kids to Be Money Smart](https://peoplesbanknc.com:443/Learn/How-to-Teach-Your-Kids-to-Be-Money-Smart): Get tips on how to teach your kids to be money smart and check out the resources linked in this financial literacy article from Peoples Bank. Read it.
- [Ways to Save When Remodeling](https://peoplesbanknc.com:443/Learn/Ways-to-Save-When-Remodeling): Get advice on ways to save money when remodeling and how a home equity line of credit at Peoples Bank in NC can help. Read this article for all our tips.
- [How to Pay Off Your Debt Fast](https://peoplesbanknc.com:443/Learn/How-to-Pay-Off-Your-Debt-Fast): The best way to get out of loan and credit card debt fast is to cut spending, start saving, and consolidate your loans. Learn more with Peoples Bank in NC.
- [Business Financing Tips for Women Entrepreneurs](https://peoplesbanknc.com:443/Learn/Business-Financing-Tips-for-Women-Entrepreneurs): To help women in business finance their North Carolina companies, Peoples Bank has put together some helpful resources and funding options. Access online.
- [Best time to save money on products and services](https://peoplesbanknc.com:443/Learn/Best-time-to-save-money-on-products-and-services): When is the best time to buy various products, like mattresses, TVs, home goods and more? See when in this monthly discount guide from Peoples Bank in NC.
- [Methods for Merging Couple's Finances](https://peoplesbanknc.com:443/Learn/Methods-for-Merging-Couple-Finances-1): Financial planning for couples can be challenging. Luckily, Peoples Bank in NC offers joint bank accounts and tips for how to merge finances. Access today.
- [How to Avoid Peer-to-Peer (P2P) App Scams](https://peoplesbanknc.com:443/Learn/How-to-Avoid-Peer-to-Peer-P2P-App-Scams): Peoples Bank in NC explains how you can safely transfer your money to friends, family or online merchants via peer to peer apps. Explore P2P payment scams.
- [Kids](https://peoplesbanknc.com:443/Learn/Smart-Money-for-Kids): Smart Money for Kids is the fun and easy-to-understand financial education resources from Peoples Bank in NC that teaches kids about money. Explore now.
- [Young Adults](https://peoplesbanknc.com:443/Learn/Smart-Money-Moves): Get financial tips for managing money in your teens and 20s from Peoples Bank in NC. Check out our articles in Smart Money Moves for Young Adults now.

## Section
- [Personal](https://peoplesbanknc.com:443/Personal): Peoples Bank in North Carolina offers a variety of personal banking services, from loans to online and mobile banking tools. Explore our products online.
- [Business](https://peoplesbanknc.com:443/Business): Peoples Bank in North Carolina offers business banking solutions that make your life easier and better. Explore our business accounts, loans, and more.
- [Digital Banking](https://peoplesbanknc.com:443/Digital-Banking): Digital Banking at Peoples Bank in NC lets you bank your way with mobile banking and wallets, bill pay, online tools and treasury management. Learn more.
- [Home Loans](https://peoplesbanknc.com:443/Home-Loans): Peoples Bank in NC offers competitive mortgage rates, home loan refinancing and HELOC plus home buying tools and resources. Apply for a mortgage online.
- [About Us](https://peoplesbanknc.com:443/About-Us): Learn about Peoples Bank in NC! Read our story and news, explore careers and locations, access customer service, browse financial calculators and more.
- [Learn](https://peoplesbanknc.com:443/Learn): Want to learn how to manage your money and build a financial future for you or your business? Access the financial wellness center at Peoples Bank in NC.