Online Banking Security & Fraud Prevention
Here’s Help To Protect Yourself and Your Family From Cyber-Crime, Scams and Frauds Against the Elderly.
Most Americans are in danger of falling into traps by fraudsters and scammers.
A new AARP survey, “Beware the Grinch: American Consumers at Risk of Being Scammed During the Holidays,” reveals that a large percentage of American consumers ages 18+ intend to engage in risky behaviors that could put them squarely in the sights of holiday con-artists looking to take their money—through everything from charitable giving scams to gift card and shipping cons.
- 70% failed a quiz about how to stay safe from holiday scams.
- 52% didn’t know that professional fundraisers could keep most of the money they raise for charity.
- 58% will buy holiday gift cards from a rack at a pharmacy, big box or grocery store.
- 70% of donors to charity didn”t ask how the money would be spent.
- 42% of public Wi-Fi users will purchase holiday gifts online.
Or, paste this link into your browser: https://action.aarp.org/site/SPageNavigator/FWN_HolidayScams_2015.html
Money Smart for Older Adults
The FDIC has published Money Smart for Older Adults program. It is instructor-led training modules which provides awareness among older adults and their caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.
- Common Types of Elder Financial Exploitation
- Scams Targeting Veterans
- Identity Theft
- Medical Identity Theft
- Scams that Target Homeowners
- Planning for Unexpected Life Events
- How to Be Financially Prepared for Disasters
There are seven segments covering the following topics:
Or, paste this link into your browser: https://www.fdic.gov/consumers/consumer/moneysmart/olderadult.html
Cyber-Crime 101: How to protect yourself when you use a wireless network
A wireless network is something that lets your computer access the internet without using any wires or cables. Many people use them at home and at work.
A wireless network is convenient. It lets you move around and work on a laptop or tablet anywhere in your house or in your business and you can also connect different computers to the internet without having to deal with the big tangle of messy wires.
But there is a risk: unless you take a few basic steps to protect your wireless network, anyone with a wireless-ready computer can use your network without your permission. This is something that we call piggybacking.
Or, paste this link into your browser: http://www.consumer.ftc.gov/media/video-0009-wireless-security
Here are some good tips for those of you who operate a retail business
The holiday season is just getting underway — and with it comes many opportunities for fraud. Here are some of the most common schemes targeting consumers and retailers, and some tips to avoid getting hit.
Click the link (or paste into your browser) http://www.acfe.com/fraud-examiner.aspx?id=4294970618
Want to help others avoid fraud and scams?
Here’s help from the National Cyber Security Awareness Month
The Federal Trade Commission has a wealth of free information available online. Click this link to request their free materials for National Cyber Security Awareness Month events , and to share with your family, friends, co-workers, and community. Place your free order at ftc.gov/bulkorder.
Want some “one stop shopping” to protect yourself from cyber-crime?
Here’s one of our favorites.
Here’s one of the best all-around Cyber Crime Protection websites we know of: StaySafeOnline.org sponsored by the National Cyber Security Alliance. Their mission is to educate and therefore empower a digital society to use the Internet safely and securely at home, work, and school, protecting the technology individuals use, the networks they connect to, and our shared digital assets.
Or, paste this link into your browser: https://www.staysafeonline.org
If you suspect fraud, call us right away.
Lost or stolen ATM, debit or check cards:
Lost or stolen Visa credit cards:
Online &anp; mobile banking support:
Report Suspicious Email
Ignore email requesting your Peoples Bank account or login information. If you believe you’ve received a phishing email, forward the message to Online Services and delete from your system.