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Traditional IRAs

This tax-deferred retirement savings account allows you to only pay taxes on your money when you withdraw it in retirement. Deferring taxes means all of your interest and payments can compound each year without being hindered by taxes.*

  • Fixed-rate terms of six months, 12 months, 18 months, 30 months, 36 months, 48 months, and 60 months
  • $2,500 opening deposit for fixed-rate IRAs
  • Make contributions throughout the year
  • Interest compounded daily and credited quarterly
  • Distributions are subject to bank penalties
  • Distributions must begin at age 70-1/2
  • Annual statement
  • Rollover options available


*Consult your tax advisor for any tax-related questions regarding IRAs.

Let us help you with your retirement planning. Talk to our IRA experts at 828-466-1765 or call toll-free at 877-802-1212.