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Home Loans

We’ve served this community for more than 100 years, so know that when we partner with you on the purchase of your home, you get a partner for life. We are dedicated to ensuring your closing is a success and that you are matched with a mortgage that best fits you, because with every successful home purchase, our community grows stronger and better.

We offer the following loan types:

  • Fixed rate mortgage
  • Adjustable rate mortgage
  • Jumbo mortgage
  • First-time homebuyer loan
  • Construction loan
  • Mortgage refinance
  • Reverse mortgage
  • Home equity line of credit


Our mortgage lenders are ready to serve all of your home loan needs. Simply go to our loan application page and fill out a short form to get started. If you have immediate questions, call us at 828-464-5620 or toll-free at 877-802-1212, or send us an email at MOR@peoplesbanknc.com.


Start your home loan application here