Rewards Checking | North Carolina Business Bank | Peoples Bank

We intend for this checking solution to feel like a relationship that you can depend on every day for life - as beneficial to you as it is effortless. This tiered interest-bearing checking solution is especially useful for the sole proprietor.

Benefits and Features

Interest bearing with tiered rates:
        $0-$25,000
        Over $25,000

Free Online Banking

Free Bill Pay

Unlimited nationwide non-Peoples Bank ATM fees refunded when account requirements are met each qualification cycle
Free Mobile Banking and Mobile Check Deposit

Free e.statements with check images

Same-day credit on deposits made at teller window until 5 p.m. on business days

No cash coin service

Terms and Fees


$100 minimum to open

$8 monthly maintenance fee, waived when account requirements are met each qualification cycle: 
  • Receive e.Statements - enrollment in online banking is required
  • Have 10 qualifying debit card transactions****
  • Have at least one direct deposit or electronic draft
**** To count as a qualified transaction, a debit card transaction must be posted and settled by the bank. Qualified transactions are processed not by calendar month, but by statement cycle. Only posted and settled debit card transactions processed by merchants and received by the bank during any statement cycle as Point-of-Sale transactions count as qualified transactions.  ATM transactions and debit card credits do not qualify.