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Financial Wellness Learning Center

Financial Wellness Assessment

Introducing Financial Wellness Rewards

Win rewards for taking our short, interactive Financial Wellness lessons. Complete the series "What is Financial Literacy?" in February and enter a drawing to win a $25 Amazon gift card.*

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*Registration required to enter drawing. See drawing rules.

Welcome to the Peoples Bank Financial Wellness Center

Here you can learn about managing money and building a financial future for you, your family and even your business.;

Getting Started
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Creating a budget that works for you is essential to financial wellness and freedom.

Getting Started
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Emergency Funds

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

Learn more and start saving

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Individual Retirement Accounts

An IRA (individual retirement account) is a retirement investment option available to anyone with earned income.

Learn about Traditional and Roth IRAs

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Every single time you use credit, the details are added to your credit report and used to influence your credit score.

See what goes into your credit score

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Fraud & Security

Simple Tips to Prevent Check Fraud

While checks offer convenience, they also pose risks, especially when it comes to fraud. Safeguard your hard-earned money with these simple tips.

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Fraud & Security

How to Safely Use Mobile Payment Apps and Services

Online payment systems like Zelle, Venmo and CashApp let you quickly and easily send money. Learn how to use these apps safely.

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Smart Money Moves for Young Adults

Life moves fast in your teens and twenties. Build a foundation of financial literacy by learning how to manage your money—your future self will thank you!

Getting Started
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Teaching Kids About Money

Teaching kids about personal finances gives them a head start, and not just piggy banks! Help kids master topics like earning money, saving, and even credit.

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Fraud & Security

11 must have digital citizenship skills

Know how to be responsible online: browsing, cyberbullying, privacy, copyrights, research, and more.

Live smart in the online world

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Making Critical Retirement Choices

It's never too early to plan for retirement. The sooner you start, the more options you'll have later.

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Getting Financially Ready to Live on Your Own

As you step into a new stage of life, by moving out on your own, it’s important that you learn how to establish a foundation that will help for years to come.

Learn how to get ready

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How to Improve Your Credit Score

When it comes to credit scores, there’s almost always room for improvement. If you want to raise your score, you can do a few key things.

Getting Started
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Debt isn't one-size-fits-all. We have strategies and tools for you to manage debt, based on your unique situation.

Getting Started
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Managing Your Money After Graduation

No matter what you plan to do, this is the perfect time to begin laying the groundwork for your financial future.

View infographic

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Make These Money Moves When Getting Your First Job

Prepare for your fiscal future with helpful tips on how to manage a budget after starting a new job, while learning to spend wisely and save for your future.

Learn what to do with that steady paycheck

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Navigating Inflation

Inflation may be a normal part of a healthy economy, but it still affects prices, the value of a dollar, and your budget.

Learn about managing the effects of inflation

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Best time to save money on products and services

Timing is everything. If you’re looking to save on your next grill, mattress, TV and so much more, we break it down month-by-month.

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Budgeting Your First Apartment

This guide will teach you what to expect as a first-time tenant so you can rent your first apartment with confidence.

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Personalizing Your Budget

A budget personalized for you helps give you direction when managing finances and setting goals.

Make your budget work for you

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Developing and Using a Wise Borrowing Strategy

Too much, too expensive or the wrong kinds of debt can make life miserable.

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How to Budget as a College Student

Financial responsibility can be overwhelming for some college students. Careful saving and spending habits can pay off in the long run.

Learn to build a budget

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Get Smart About Credit

Learn about building a good credit record and the importance of an accurate credit report. It will help to ensure that credit will be there when you need it.

Read this article to learn more

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How to Teach Your Kids to Be Money Smart

Kids learn best from their parents (or caregivers) and few things are more relevant to success than money “smarts”.

Get started teaching

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College Isn't the Only Path

College may not be for everyone. There are alternatives to a four-year program that may make more sense.

Check out these options

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Methods for Merging Couple’s Finances

Merging finances as a couple can be overwhelming. We have some money management tips to make these decisions easier.

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How Much Does College Cost?

Beyond tuition, other school-related costs have also increased, such as books, technology and living expenses.

How to plan appropriately

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Preparing a Personal Balance Sheet

A personal balance sheet is a way to measure financial progress. Download our handy guide to preparing your own.

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Preventing Overdraft Fees

Learn why overdraft fees occur and how to avoid them.

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Preparing for Retirement

Learn how you should prepare for an eventual retirement.

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Savings Goals in Your 20s

Life can move in your 20s. fast so it’s smart to prepare for when those days come. Gain the financial security and confidence you need to make a habit out of saving.

Dig into some savings goals

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Understanding Credit Card Rates

Credit card interest is a fee you pay when you borrow money from your financial institution. The rate determines how much.

Learn why it’s important

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Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful.

Learn about smart borrowing

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What’s the difference between APY and APR?

You may have the terms APY and APR referring to bank accounts, loans or credit cards. It’s important to know what each of them means and how they affect you and your finances.

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Your First Financial Plan

Creating a first financial plan is an essential step towards establishing a strong financial foundation.

Start with these steps

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Building a Good Credit Record

A solid credit history can be one of your most useful and powerful financial assets.

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Financial Tip: Pay More Than the Minimum on Your Credit Card

How much can you save in the long term by making more than a minimum monthly payment?

See how much you could save

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Building a Savings Cushion

Having a financial cushion is one of the most important things you can do to feel financially secure. We have some ideas that may help.

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Financial Steps After the Death of a Loved One

Learn about the steps needed to settle the affairs of a loved one who has passed away.

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Save $1,000 (or more) this year

There are several ways to build a savings account. Starting small may be the way to go.

Try this easy system

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How to Pay Off Your Debt Fast

The best way to get out of loan and credit card debt fast is to cut spending, start saving, and consolidate your loans.

Getting Started
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Start Simple with These Budgeting Tips

Tracking your monthly spending, then making a plan to stay within that budget can be an overwhelming task for some people.

Getting Started
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By understanding why taxes are important, how to stay on top of your taxes, and the steps for filing, you can avoid the stress of tax season.

Guide to understanding and paying taxes