Financial Wellness Learning Center

Welcome to the Peoples Bank Financial Wellness Center

Here you can learn about managing money and building a financial future for you, your family and even your business.;
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  • Safety & Security
11 must have digital citizenship skills
Know how to be responsible online: browsing, cyberbullying, privacy, copyrights, research, and more.
Live smart in the online world
  • Getting Started
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Making Critical Retirement Choices
It's never too early to plan for retirement. The sooner you start, the more options you'll have later.
Get started
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  • Safety & Security
How to Safely Use Mobile Payment Apps and Services
Online payment systems like Zelle, Venmo and CashApp let you quickly and easily send money. Learn how to use these apps safely.
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Getting Financially Ready to Live on Your Own
As you step into a new stage of life, by moving out on your own, it’s important that you learn how to establish a foundation that will help for years to come.
Learn how to get ready
  • Getting Started
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Managing Debt
Debt isn't one-size-fits-all. We have strategies and tools for you to manage debt, based on your unique situation.
Get started
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How to Improve Your Credit Score
When it comes to credit scores, there’s almost always room for improvement. If you want to raise your score, you can do a few key things.
Learn how
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Make These Money Moves When Getting Your First Job
Prepare for your fiscal future with helpful tips on how to manage a budget after starting a new job, while learning to spend wisely and save for your future.
Learn what to do with that steady paycheck
  • Getting Started
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Managing Your Money After Graduation
No matter what you plan to do, this is the perfect time to begin laying the groundwork for your financial future.
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Navigating Inflation
Inflation may be a normal part of a healthy economy, but it still affects prices, the value of a dollar, and your budget.
Learn about managing the effects of inflation
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Preparing for Retirement
Learn how you should prepare for an eventual retirement.
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Best time to save money on products and services
Timing is everything. If you’re looking to save on your next grill, mattress, TV and so much more, we break it down month-by-month.
Read on
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Budgeting Your First Apartment
This guide will teach you what to expect as a first-time tenant so you can rent your first apartment with confidence.
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Personalizing Your Budget
A budget personalized for you helps give you direction when managing finances and setting goals.
Make your budget work for you
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Developing and Using a Wise Borrowing Strategy
Too much, too expensive or the wrong kinds of debt can make life miserable.
Learn how
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How to Budget as a College Student
Financial responsibility can be overwhelming for some college students. Careful saving and spending habits can pay off in the long run.
Learn to build a budget
  • Getting Started
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Get Smart About Credit
Learn about building a good credit record and the importance of an accurate credit report. It will help to ensure that credit will be there when you need it.
Read this article to learn more
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How to Teach Your Kids to Be Money Smart
Kids learn best from their parents (or caregivers) and few things are more relevant to success than money “smarts”.
Get started teaching
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College Isn't the Only Path
College may not be for everyone. There are alternatives to a four-year program that may make more sense.
Check out these options
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Financial Tip: Pay More Than the Minimum on Your Credit Card
How much can you save in the long term by making more than a minimum monthly payment?
See how much you could save
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Methods for Merging Couple’s Finances
Merging finances as a couple can be overwhelming. We have some money management tips to make these decisions easier.
Read our tips
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How Much Does College Cost?
Beyond tuition, other school-related costs have also increased, such as books, technology and living expenses.
How to plan appropriately
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Financial Steps After the Death of a Loved One
Learn about the steps needed to settle the affairs of a loved one who has passed away.
Get started
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Preparing a Personal Balance Sheet
A personal balance sheet is a way to measure financial progress. Download our handy guide to preparing your own.
Read more
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Preventing Overdraft Fees
Learn why overdraft fees occur and how to avoid them.
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Taxes
By understanding why taxes are important, how to stay on top of your taxes, and the steps for filing, you can avoid the stress of tax season.
Guide to understanding and paying taxes
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Savings Goals in Your 20s
Life can move in your 20s. fast so it’s smart to prepare for when those days come. Gain the financial security and confidence you need to make a habit out of saving.
Dig into some savings goals
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Understanding Credit Card Rates
Credit card interest is a fee you pay when you borrow money from your financial institution. The rate determines how much.
Learn why it’s important
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Using Credit
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful.
Learn about smart borrowing
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What’s the difference between APY and APR?
You may have the terms APY and APR referring to bank accounts, loans or credit cards. It’s important to know what each of them means and how they affect you and your finances.
Read on
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Your First Financial Plan
Creating a first financial plan is an essential step towards establishing a strong financial foundation.
Start with these steps
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Building a Good Credit Record
A solid credit history can be one of your most useful and powerful financial assets.
Learn how
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Building a Savings Cushion
Having a financial cushion is one of the most important things you can do to feel financially secure. We have some ideas that may help.
Read on
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Save $1,000 (or more) this year
There are several ways to build a savings account. Starting small may be the way to go.
Try this easy system
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How to Pay Off Your Debt Fast
The best way to get out of loan and credit card debt fast is to cut spending, start saving, and consolidate your loans.
Learn how
  • Getting Started
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Start Simple with These Budgeting Tips
Tracking your monthly spending, then making a plan to stay within that budget can be an overwhelming task for some people.
Read our tips