Online Mortgage Application

Start your home financing journey

Get started with your home loan right away with our online mortgage application. Easily apply, view your progress, securely upload documents and communicate with your mortgage team all in one portal using a computer or mobile device.
To apply for a residential lot/land loan, please contact your local branch.

Required Documentation

To provide you with an accurate pre-qualification and process your loan application, your Peoples Bank local mortgage expert will ask you for a variety of documentation. Below is a basic list of items so that you can be prepared. Please note different programs require varying documentation. The majority of this documentation is automatically captured by our intuitive online application.

To get started with an online application, you’ll need:

  • Photo ID
  • Past 2 years of tax returns with all schedules and W-2 statements (not always required)
  • Pay stubs covering the last 30 days

Items to provide for the next steps:

  • Most recent transaction summary of 401(k), IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposit
  • Copy of the purchase and sale agreement
  • If you are currently renting: either 12 months of canceled rent checks or the name and address of your current landlord
  • If divorced: a fully executed divorce decree
  • For a refinance: a copy of the deed and most recent tax bill
  • A letter of explanation for any known credit problems

If you are self-employed, employed in sales, paid by commission, or a rental real estate owner, you’ll also need:

  • 2 years of signed personal tax returns, including all schedules
  • If self-employed through a corporation, last two years of corporate returns as well as a year-to-date profit and loss statement and balance sheet