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Reward Checking + eSavings Our two most popular accountsTOP

Rewards Checking

0.40% APY*

Our Rewards Checking account pays interest and refunds foreign ATM fees1. This account includes a free debit card, free online banking and billpay.


0.15% APY*

eSavings makes it easy to save, plus earns a great interest rate2 to help you reach your goals faster. Access funds with free online banking, or with your free debit card.

*Annual percentage yield. Account restrictions apply, see full account disclosures for terms and conditions.

1 Requires one direct deposit or direct draft, 10 debit card purchases and eStatements to qualify for bonus interest and ATM refunds each monthly statement cycle.

2 Requires electronic account statements (eStatements).

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We have lots of checking and savings accounts for consumers, small business and large commercial customers.

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We’ve got your down payment covered.*

A new home is much closer than you think.

For a limited time, qualified borrowers can finance a new home, up to $300,000 with no down payment. No kidding. So don’t wait, get your application started today.


Terms: 100% home loan program is a 5/1 adjustable rate loan with 30-year amortization. Initial term is 62 months. Rate may be adjusted annually. Maximum annual adjustment of 2% with lifetime cap of 6% (lifetime max 10.95%). Example: A rate of 4.95% with an Annual Percentage Rate of 5.19% based on a loan amount of $94,000.00. Third-party appraisal is required. Origination fee 1% and $500 commitment fee required. Maximum loan amount $300,000, minimum loan amount $40,000. 100% financing will result in no property equity until the loan principal is paid down through regular loan payments and/or the property value appreciates. If property values decline you could owe more than your property’s value. Owner occupied, primary residence properties only. No investor loans. Single-wide manufactured housing does not qualify. Eligible borrowers must be US citizens or permanent resident alien and reside in the Peoples’ Bank Market area. All loans subject to appraisal and underwriting terms & conditions. Other restrictions may apply. See bank mortgage loan officer for details and complete pricing disclosure.

Contact a mortgage loan originator to get started

30 day closing for qualified home loans

We'll close your home loan in 30 days or we pay the closing costs.**

It sounds simple, because it is. If we don’t close in thirty days, the closing costs are on us. This is a great offer because both buyers and sellers can have more confidence in planning around the sale.

**THIRTY DAY CLOCK STARTS RUNNING WHEN: (1) Peoples Bank has a completed and signed Uniform Residential Loan Application, and (2) All required applicant disclosures have been signed and returned, and (3) Applicants have given Peoples Bank permission to order all credit reports, and (4) Applicants have provided all the necessary credit, income, assets documentation required for underwriting. Thirty days means 30 calendar days from receipt of all information above until the closing/signing date of the loan. Funds disbursement may not occur on the same day as loan closing.

Terms: Only conforming mortgage loan requests between $100,000 to $417,000 are eligible. Offer does not apply to jumbo loans, in-house loans, reverse mortgages, or government loan programs (FHA, VA, USDA). Offer excludes properties exceeding 20 acres. The term “closing costs” does not include borrowers’ escrows or payments for Homeowner’s insurance policy premiums, HOA dues, or real estate taxes. Peoples Bank is not responsible for delays in closing caused by third parties providing services in conjunction with mortgage applications. Other restrictions apply. Limited time offer. Subject to withdrawal without notice. Contact a Peoples Bank Mortgage Loan Originator for more details.

Contact a mortgage loan originator to get started

If you need a loan, we probably have a solution that will fit your needs. We're making personal loans for homes, boats, autos, RVs and more. Businesses can borrow for real estate and construction, equipment, lines of credit, credit cards and more.

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