Digital Banking & Payments

We think a bank should do everything it can to make your life easier and better. No exceptions. So we focus on convenience, meeting you where you are, and using technology to streamline and simplify your banking experience. Together there are no limits to what we can accomplish.
Computer screen with online banking overview

Online Banking

Personal

Check balances, view account activity, transfer funds between accounts, and pay bills quickly and conveniently from your computer or mobile device. See the big picture of your finances by connecting outside accounts from other financial institutions. With My Spending, build a budget and keep track of your expenses.

Enroll in Personal Online Banking
 
 

Business

Monitor and manage your business banking accounts, pay bills, transfer money, and seamlessly download account transactions to accounting software like QuickBooks. Verify deposits, withdrawals, and initiate stop payments. Easily add multiple users with customizable access levels for enhanced security and efficiency.

Enroll in Business Online Banking
Mobile app home screen
 
Download on the App StoreGet it on Google Play
 
QR code for Apple or Google app store

Mobile Banking

Are you always on the go? As your bank, we are too. Personal and business customers can do most banking from a smartphone or even by SMS/text message. Check balances, transfer funds, pay bills, manage your personal debit card and more. You can even deposit checks, reducing trips to your local branch!

Enrollment is easy and secure, and the service is free (text and data rates may apply). Simply enter the same Access ID and Passcode you use for online banking to log in, or tap the Enroll Now link in the app to sign up.

Search “Peoples Bank NC” on the App Store or Google Play, or scan the QR code with your Apple or Android smartphone*

*Scanning QR code opens Apple or Google mobile app stores which are third-party sites. Content on third-party sites is not endorsed or guaranteed by Peoples Bank.

Business online banking screen on laptop

Treasury Management Services

Peoples Bank lets you automatically make and collect payments for your business using Online Cash Management. Payments and receipts are transferred through the Automated Clearing House (ACH) between the payor and payee banks. Simplify payroll with direct deposit for your employees, originate wire transfers, and secure your accounts with Positive Pay. Add Remote Deposit Capture and skip trips to the bank by depositing checks from your desk. 

Learn more about Treasury Management Services
Telephone keypad

PeoplesTouch Bank By Phone

Access valuable account information and make transfers with a simple phone call, day or night. With our automated response system, you never have to wait for an operator. It's free, easy and super secure. Simply call 828-464-5030 or toll-free 800-283-0799 to get started. 

Bill pay screen preview

Online Bill Pay

With just a few clicks, you can easily pay anyone in the United States that you would normally pay by check, automatic debit, or cash. Pay one-time, occasional, and recurring bills with ease, from your computer or mobile device. Learn more about bill pay.

Mobile wallet on iPhone

Mobile Wallets

Your device, your choice. Use mobile wallets to pay for purchases quickly and easily from your smartphone. Enroll your personal or business Peoples Bank debit card or credit card to use with your Android or iPhone. We support Apple Pay, Google Pay and Samsung Pay mobile wallets. Learn more about mobile wallets.

Digital Account Management Tools

Wherever you go, Peoples Bank has your back. Explore some of our additional tools designed to make your financial life easier, no branch required. 
 

 
Internet Browser and Mobile Device Support

For the best quality user experience and security considerations, we have provided a list of the current versions of each major Internet browser and mobile device.

Browsers that are not mentioned in the list are considered unsupported. While these browsers may be used, they are not certified by us for use or tested. Users may experience features that do not function properly when utilizing an unsupported browser. Beta versions of browsers are not recommended for use.

  • Google Chrome 115 and newer - considered to offer an optimal Online Banking experience
  • MS Edge 115 and newer
  • Mozilla Firefox 115 and newer
  • Apple Safari 14 and newer
 
Mobile devices:
  • Apple iPhone 6s and newer, running iOS 13 and newer
  • Android various devices, running Android 10 and newer

List updated 9/26/2023

 

Mobile app updates

It is important to keep mobile applications updated to ensure the most current features, functions and security. When our mobile banking apps are updated, we will use commercially reasonable efforts to support a given application version for at least 6 months before users will be prompted and required to update to the minimum version or higher.

You must have an account at Peoples Bank to register for online or mobile banking.