Financial Wellness Learning Center

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

They're not typos. Identity theft techniques now include the use of text (SMS) messages and voice mail. Threats from these new approaches are called “Smishing” for SMS fraud attempts and “Vishing” for voice mail fraud attempts.

Managing your cash flow isn't just an accounting task—it’s a lifeline for your business.

If you’re ready to buy a home, it’s important to understand homeowners insurance. These policies provide financial protection against damage, theft and personal injury, but there are some nuances to consider.

Every single time you use credit, the details are added to your credit report and used to influence your credit score.

Choosing between equipment leasing and financing is a crucial decision that can shape your business’s financial future.

To help women in business finance their companies, here are some helpful resources and funding options available to female entrepreneurs in North Carolina.

Growing a business takes more than just hard work–it requires smart strategies and careful planning.

Seniors are aggressively targeted by scammers. Learn the red flags to watch out for and common scams that could be attempted on you or someone you love.

Stolen and counterfeit checks can put your hard-earned money at risk. Learn how to spot the warning signs and protect your business from fraudsters.

It's never too early to plan for retirement. The sooner you start, the more options you'll have later.

Online payment systems like Zelle, Venmo and CashApp let you quickly and easily send money. Learn how to use these apps safely.

This Coach session will guide you through basic bookkeeping principles and provide a spreadsheet for you to create both a Profit & Loss Sheet and a Balance Sheet for your business.

As you step into a new stage of life, by moving out on your own, it’s important that you learn how to establish a foundation that will help for years to come.

When it comes to credit scores, there’s almost always room for improvement. If you want to raise your score, you can do a few key things.

Debt isn't one-size-fits-all. We have strategies and tools for you to manage debt, based on your unique situation.

No matter what you plan to do, this is the perfect time to begin laying the groundwork for your financial future.

Wouldn’t it be nice if you could protect your password with another password? Multi-factor authentication gives you this power.

Prepare for your fiscal future with helpful tips on how to manage a budget after starting a new job, while learning to spend wisely and save for your future.

A password is GREAT if it’s both easy to remember and hard to crack. We have tips on ways to create passwords that are both.

Running a business means navigating a constant stream of challenges, from managing cash flow to dealing with changing market demands.

Timing is everything. If you’re looking to save on your next grill, mattress, TV and so much more, we break it down month-by-month.

This guide will teach you what to expect as a first-time tenant so you can rent your first apartment with confidence.

Help make your home a safe digital haven by protecting networks, devices and online lives with these tips.

A budget personalized for you helps give you direction when managing finances and setting goals.

Protect your business from payment fraud while simplifying your account monitoring process.

Cybercriminals never rest, especially during holidays. They take advantage of distractions and busy schedules, increasing their attempts to steal information and infect systems.

As technology continues to evolve, the tools and toys available to your children increase in number and capabilities. Here are tips on how to protect kids and home networks.

Too much, too expensive or the wrong kinds of debt can make life miserable.

Financial responsibility can be overwhelming for some college students. Careful saving and spending habits can pay off in the long run.

Learn about building a good credit record and the importance of an accurate credit report. It will help to ensure that credit will be there when you need it.

Kids learn best from their parents (or caregivers) and few things are more relevant to success than money “smarts”.

College may not be for everyone. There are alternatives to a four-year program that may make more sense.

Merging finances as a couple can be overwhelming. We have some money management tips to make these decisions easier.

Beyond tuition, other school-related costs have also increased, such as books, technology and living expenses.

A personal balance sheet is a way to measure financial progress. Download our handy guide to preparing your own.

Learn why overdraft fees occur and how to avoid them.

Looking to buy your first home? We'll walk you through the steps to buying your home and getting a mortgage.

Life can move in your 20s. fast so it’s smart to prepare for when those days come. Gain the financial security and confidence you need to make a habit out of saving.

If you’re ready to change your living situation, you may be debating whether it’s better to rent or purchase your next home.

Credit card interest is a fee you pay when you borrow money from your financial institution. The rate determines how much.

Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful.

It can be a smart way to pay for big-ticket items such as home improvements, weddings, vacations, education, debt consolidation, and more.

If you are like millions of others, owning your own home is a primary financial and lifestyle goal. Just make sure you understand that there can be pros and cons.

You may have the terms APY and APR referring to bank accounts, loans or credit cards. It’s important to know what each of them means and how they affect you and your finances.

Creating a first financial plan is an essential step towards establishing a strong financial foundation.

Having a financial cushion is one of the most important things you can do to feel financially secure. We have some ideas that may help.

There are several ways to build a savings account. Starting small may be the way to go.

The best way to get out of loan and credit card debt fast is to cut spending, start saving, and consolidate your loans.

Tracking your monthly spending, then making a plan to stay within that budget can be an overwhelming task for some people.

If all it took was an idea, everybody would be a business owner. Here are some tips on how to make a good idea a good source of revenue.

If you own a small business or are part of a non-profit organization, you spend a lot of time and effort making sure the organization works well. But when scammers go after your organization, it can hurt your reputation and your bottom line. Learn the signs of scams that target businesses.

How safe are peer-to-peer (P2P) payment applications and how can you avoid being scammed? We explain the ins and outs here.

This article addresses two problem areas that are of particular concern to business owners and operators: old computers and software updates.

Starting a new business? Set yourself for success by avoiding some of these common pitfalls.

Many people try to buy a home backwards, a frustrating and unsatisfactory problem for all parties. Learn how to choose the right things to do first.