Peoples Bank for Kids

Show your kids how to build a solid financial future with checking and savings accounts suited to the needs of children, students and young adults.

Student Checking Account

Our student checking account is designed to help your child learn basic banking skills. They must be between 16 and 24 to have this account.

Benefits and Features

Unlimited nationwide non-Peoples Bank ATM fees refunded

Complimentary initial order of standard checks

Online Banking with Bill Pay

Overdraft Protection
Mobile Banking and Mobile Check Deposit

Electronic Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

Owner must be between ages 16 and 24 (children under the age of 18 must be accompanied by an adult)

$100 minimum to open

Non-interest bearing

$5 non-qualifying fee is charged every statement cycle when age requirement is not met

Paper statements may be provided at $2 per statement

Personal Savings Account

Start your kids off right with a dependable savings account that pays interest so they can see their balance grow over time.

Benefits and Features

Earn interest quarterly

Check balances with Online Banking

Terms and Fees

$200 minimum to open*

$15 maintenance fee waived by maintaining a minimum daily balance of $200 every quarterly cycle*

Six (6) free debits every quarter; $2.50 per each debit after 6**

Paper statements may be provided at $2 per statement

* Minimum opening balance and $15 quarterly maintenance fee waived if any account owner is 18 and under. Fees will begin assessing on the quarter of account holder's 19th birthday.
** Debits include withdrawals, checks paid, electronic transfers or payments out of the account.

Contact Us

Contact a customer service representative at 828-466-1765 or toll-free 877-802-1212, or visit one of our branch locations in North Carolina to get started.