Remote Deposit Capture

Remote Deposit Capture or RDC allows businesses to capture checks at their business location. They can then transmit data and the check images electronically to their financial institution for posting and clearing without the need for physical transportation. All that is needed is a PC, Internet connection and a scanning device.

There are a wide variety of scanners authorized for use with RDC. Your Treasury Sales Representative will provide you with the information regarding scanning devices during the sales process.

With RDC you can process and deposit checks electronically, while accelerating funds availability, improving fraud detection and enhancing labor efficiencies. Reduced trips to the bank, streamlined operations, expedited funds availability, minimized risk of fraud and simplified bookkeeping after just a few of the many benefits you realize.

By eliminating the physical transportation of checks, your customers' checks clear faster and fraudulent checks may be identified sooner. The ability to make deposits at any time enables faster collection and improves cash flow.

RDC has sophisticated duplicate detection technology that alerts you if you send the same check through twice and prompts you to make a decision about the item in question.

The RDC Vendor will contact you to schedule the training and service installation via WebEx session which will take approximately an hour. Training should take place on the computer that the scanner will be set up for the deposits to be captured on. Our training and support staff is just a phone call away for any assistance needed. You’ll feel confident and comfortable using RDC right from the start.

RDC offers a variety of reports in csv or pdf format that can be used for your accounts receivables program, providing efficient reconciling with fewer errors.

RDC features multiple security levels and controls, making the process actually safer than physically transporting the checks to the bank.

Checks must be deposited by 6:00 p.m. local time to receive same day credit. Checks deposited on weekends and holidays will receive credit on the next business day. 

We have a number of resources available, including Relationship Managers, Service Specialists as well as a centralized service team to assist you with depositing your check using RDC.