Here’s how it works. With Remote Deposit Capture, your bank provides a check scanner that sits right on your desk. You simply scan checks as you receive them, and the funds go directly into your bank account. It’s fast, secure, and reduces the risk of lost or stolen checks during a physical trip to the bank. The ability to deposit checks from anywhere is a significant time-saver. By cutting out the need for daily trips to the branch, business owners can focus on what matters most−growing and managing their business.
“Remote Deposit Capture does more than save time,” says Treasury Director Avery Farley. “It provides immediate access to funds, improves cash flow, and makes banking more convenient for our clients. It’s a must-have tool for modern businesses.”
RDC not only speeds up the depositing process but also supports your business’s overall financial health. By depositing checks as you receive them, funds clear faster, meaning you have quicker access to working capital. This can make a meaningful difference in maintaining healthy cash flow, ensuring your business has the liquidity it needs for operations. RDC also reduces the hassle of physically managing checks. Scanned copies remain securely stored, offering an easy way to reference records when needed.
The simplicity of RDC means business owners can handle deposits on their terms−whether it’s first thing in the morning, after hours, or whenever it fits their schedule. And because RDC can plug into broader treasury management tools−systems and services that help businesses manage cash flow, payments, and financial risk−it becomes a dependable part of your financial toolkit, helping you see incoming funds faster, automate routine tasks, and manage liquidity with greater confidence.
“Modern businesses need modern solutions,” adds Farley. “RDC not only saves you time but adds a new level of convenience and confidence in managing your deposits.”
Interested in implementing RDC for your business? Reach out to our Treasury Services team at 828-468-4065 or treasurymanagement@peoplesbanknc.com and discover a smarter, faster way to manage your deposits.
