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Certificate of Deposit (CD)

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Put your money in a safe place with Peoples Bank and earn steady interest at a higher rate than most regular savings accounts.

Featured

7-Month CD 4.85% APY*

Watch your money grow with a great interest rate.

$5,000 or $25,000 Minimum deposit**
$2,000,000 Maximum certificate
Eligible for both consumers and businesses  

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Featured

11-Month CD 4.59% APY*

Earn more with a longer term.

$5,000 or $25,000 Minimum deposit**
$2,000,000 Maximum certificate
Eligible for both consumers and businesses  

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*Annual Percentage Yield. Penalty may be imposed for early withdrawal. Fees may reduce earnings. See full account disclosures for terms and conditions. 7-month CD APY accurate as of 2/1/2024. 11-month CD APY accurate as of 2/1/2024.
**Existing customers must deposit a minimum of $5,000 to open the account and maintain a minimum balance of $5,000 in the account each day to obtain the disclosed annual percentage yield. New customers must deposit a minimum of $25,000 to open the account and maintain a minimum balance of $25,000 in the account each day to obtain the disclosed annual percentage yield.

Peoples Bank CD Benefits and Features

Certificate of Deposits, or CDs, are attractive types of savings accounts in that they provide a completely safe place to set your money aside, and they provide a guaranteed earned interest amount. Learn more about CDs in our Financial Wellness Learning Center.

  • High interest rates
     
  • Terms from 180 days to five years
     
  • Variable and fixed rates
     
  • Start out with as little as $500
     
  • Automatic renewal or single term maturity
     
  • Interest payments available
     
  • Investment insured by the federal government up to $250,000
     
  • Access multi-million dollar FDIC insurance when you enroll in the CDARS® program

Contact Us

Enrolling is easy. Simply go to our contact page, fill out a short secure form and hit submit. We'll take it from there, and contact you within one business day. For immediate questions, call us at 877-802-1212. We look forward to serving you.