Financial Wellness Learning Center

Welcome to the Peoples Bank Financial Wellness Center

Here you can learn about managing money and building a financial future for you, your family and even your business.;
  • Personal
How to Budget as a College Student
Financial responsibility can be overwhelming for some college students. Careful saving and spending habits can pay off in the long run.
Learn to build a budget
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  • Safety & Security
How to Safely Use Mobile Payment Apps and Services
Online payment systems like Zelle, Venmo and CashApp let you quickly and easily send money. Learn how to use these apps safely.
Read more
  • Getting Started
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Get Smart About Credit
Learn about building a good credit record and the importance of an accurate credit report. It will help to ensure that credit will be there when you need it.
Read this article to learn more
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How to Teach Your Kids to Be Money Smart
Kids learn best from their parents (or caregivers) and few things are more relevant to success than money “smarts”.
Get started teaching
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College Isn't the Only Path
College may not be for everyone. There are alternatives to a four-year program that may make more sense.
Check out these options
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Methods for Merging Couple’s Finances
Merging finances as a couple can be overwhelming. We have some money management tips to make these decisions easier.
Read our tips
  • Getting Started
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Financial Foundations
Understand the basics of some key financial concepts.
Explore
  • Getting Started
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Building Financial Capability
Learn how to manage your money and avoid financial dangers.
Get Started
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Preparing a Personal Balance Sheet
A personal balance sheet is a way to measure financial progress. Download our handy guide to preparing your own.
Read more
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How Much Does College Cost?
Beyond tuition, other school-related costs have also increased, such as books, technology and living expenses.
How to plan appropriately
  • Getting Started
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Preventing Overdraft Fees
Learn why overdraft fees occur and how to avoid them.
Explore
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Preparing for Retirement
Learn how you should prepare for an eventual retirement.
Explore
  • Getting Started
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Investing in your future
Learn how to be more financially prepared in the years ahead.
Start Planning
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Savings Goals in Your 20s
Life can move in your 20s. fast so it’s smart to prepare for when those days come. Gain the financial security and confidence you need to make a habit out of saving.
Dig into some savings goals
  • Getting Started
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Understanding Credit Card Rates
Credit card interest is a fee you pay when you borrow money from your financial institution. The rate determines how much.
Learn why it’s important
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What’s the difference between APY and APR?
You may have the terms APY and APR referring to bank accounts, loans or credit cards. It’s important to know what each of them means and how they affect you and your finances.
Read on
  • Getting Started
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Your First Financial Plan
Creating a first financial plan is an essential step towards establishing a strong financial foundation.
Start with these steps
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Financial Caregiving
Learn more about the responsibilities of caring for another person's finances.
Learn more
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Mindful Living
Feeling stressed out? You’re not alone. In our daily lives, we experience many ups and downs. The roller coaster of emotions we experience has a real effect on our bodies and on our minds.
Don’t let stress get the best of you
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Building a Good Credit Record
A solid credit history can be one of your most useful and powerful financial assets.
Learn how
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Financial Tip: Pay More Than the Minimum on Your Credit Card
Cut months or even years off your credit card payments by increasing the amount you pay each month.
Learn how
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Debt Management
One survey shows that approximately 80% of Americans are currently in debt. Understanding how debt works, knowing where to go for help, and making a plan are the keys to help you better manage your debt.
Read more
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Building Emergency Savings
No one wants to think about car breakdowns or job loss. But as much as we’d like to avoid thinking about them, emergencies do happen.
Read more
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Credit Scores and Reports
Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.
Read more
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Healthy Financial Habits
If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.
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Paying for College
College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Regardless of your financial situation, there are smart ways to plan and pay for college. Let’s explore the many options that may be available to you and your family.
Read more
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Building a Savings Cushion
Having a financial cushion is one of the most important things you can do to feel financially secure. We have some ideas that may help.
Read on
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Budgeting for Families
Budgeting and planning family finances are key to controlling spending and planning for a healthy financial future.
Read more
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Creating a Budget
Have you ever run out of money before the end of the month? Determine your monthly income and expenses to create a budget so you know where your money is going instead of wondering where it went.
Read more
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Family Conversations about Money
Although money concerns may put a strain on relationships and conversations about money can be stressful, having family conversations proactively may help.
Read more
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Managing Finances Through the Loss of a Loved One
Learn about the steps needed to settle the estate of a loved one who has passed away.
Get started
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Save $1,000 (or more) this year
There are several ways to build a savings account. Starting small may be the way to go.
Try this easy system
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How to Pay Off Your Debt Fast
The best way to get out of loan and credit card debt fast is to cut spending, start saving, and consolidate your loans.
Learn how
  • Getting Started
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Start Simple with These Budgeting Tips
Tracking your monthly spending, then making a plan to stay within that budget can be an overwhelming task for some people.
Read our tips
  • Getting Started
  • Personal
Taxes: The Basics
By understanding why taxes are important, how to stay on top of your taxes, and the steps for filing, you can avoid the stress of tax season.
Read more
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Set Your Calendar Every Year for Good Financial Health
Experts recommend that you review your credit report at least once a year. This works out perfectly since the credit bureaus are legally required to provide you with a free report once a year.
Learn how to check your credit report for free
  • Personal
  • Safety & Security
Introduction to Social Media Scams
Learn about social media scams and how not to fall for scammers.
Read more

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