Roth IRAs

With a Roth IRA at Peoples Bank, you pay taxes on money going into your individual retirement account and then all future withdrawals may be tax-free. This savings account makes good sense if you expect your tax rate to be higher during retirement than your current interest rate.

Benefits and Features

Earnings accumulated are tax-deferred and potentially tax-free*

You are not required to take distributions

You can continue making contributions after age 70-1/2
Rollover options available

Annual Statement 
*No tax penalties on qualified withdrawals if you've held your account at least five years and are older than 59-1/2. Consult your tax advisor for any tax-related questions regarding IRAs.

Contact Us

Let us help you with your retirement planning. Talk to our North Carolina IRA experts at 828-466-1765 or call toll-free at 877-802-1212.

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