Personal Savings Account

Enjoy competitive interest rates and easy online opening.

This dependable savings solution at Peoples Bank pays competitive interest and requires very little in return, because we believe savings accounts should not tie you down with restrictions. 

Benefits and Features

Interest bearing with tiered interest rates:
$0-$999.99
$1,000 and above 

Online Banking

Mobile Banking and Mobile Check Deposit
e.Statements provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

$200 minimum to open*

$15 quarterly maintenance fee waived by maintaining a minimum daily balance of $300 each day of the statement cycle*

Six (6) debits to the account every quarter; $2.50 excessive debit fee imposed for each additional debit after 6**

Paper statements may be provided at $3 per statement

How to Open


Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online

* $200 minimum to open and $300 minimum balance requirement may be waived when an account owner is less than 19 years of age. An account is no longer eligible for maintenance fee waivers after the youngest account owner reaches 19 years of age. 

** Debits include withdrawal, check paid, electronic transfer or payment out of the account