Personal Savings Account

This dependable savings solution at Peoples Bank pays competitive interest and requires very little in return, because we believe savings accounts should not tie you down with restrictions. 

Benefits and Features

Interest bearing with tiered interest rates:
$1,000 and above 

Online Banking

Mobile Banking and Mobile Check Deposit
e.Statements provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

$200 minimum to open*

$15 maintenance fee waived by maintaining a minimum daily balance of $200 every quarterly cycle*

Six (6) free debits every quarter; $2.50 per each debit after 6**

Paper statements may be provided at $2 per statement

How to Open

Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online

* Minimum opening balance and $15 quarterly maintenance fee waived if any account owner is 18 and under. Fees will begin assessing on the quarter of account holder's 19th birthday

** Debits include withdrawals, checks paid, electronic transfers or payments out of the account