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Home Loans

Meet our mortgage originators

Tammy Austin
Tammy Austin
Mortgage Loan Originator
NMLS# 1542309
Phone: 704-812-4282

Apply online with Tammy
Kerry Brown
Kerry Brown
Mortgage Loan Originator
NMLS# 414592
Phone: 704-812-4284

Apply online with Kerry
Amanda Hansil
Amanda Hansil
Mortgage Loan Originator
NMLS# 1131473
Phone: 704-237-9270

Apply online with Amanda
Scott Harris
Scott Harris
Mortgage Loan Originator
NMLS# 415179
Phone: 704-658-3602

Apply online with Scott
Tim Kerley
Tim Kerley
Mortgage Loan Originator
NMLS# 448270
Phone: 828-695-2486

Apply online with Tim
Angela Palmer
Angela Palmer
Mortgage Loan Originator
NMLS# 788556
Phone: 828-695-2488

Apply online with Angela
Wendy Cordero
Wendy Cordero
Banco de la Gente
Mortgage Lending Manager
NMLS# 788546
Phone: 704-554-7014

Apply online with Wendy
Fany Miranda
Fany Miranda
Banco de la Gente
Mortgage Loan Originator
NMLS# 1411878
Phone: 704-554-7014

Apply online with Fany
Robert Rue
Robert T Rue, Jr
Banco de la Gente
Mortgage Lending Originator
NMLS# 92014
Phone: 919-948-9221

Apply online with Robert
Miluska Tezekjian
Miluska Tezekjian
Banco de la Gente
Mortgage Loan Originator
NMLS# 583718
Phone: 919-747-8000

Apply online with Miluska

Peoples Bank Home Loan Programs

Fixed and Adjustable Rate Home Loans

We’ll work with you to get the right loan for your situation.

  • Fixed and adjustable rate home loans
  • First-time buyer loans
  • Second mortgages
  • Lot loans
  • Second home loans
  • Home improvement loans
  • Jumbo loans NEW
Apply online for a home loan

Home Equity Lines

Cash when you need it, for all of life’s real wants and needs.

A home equity line is a convenient credit line based on equity in your home. Use the money for everything from home improvement to bill consolidation.

Interest may be tax deductible so check with your tax advisor. Get your credit line now so you’ll have the cash when you need it. You’ll pay no interest until you actually use the money.

Apply online for a home equity line


Home loan refinancing can be a very cash-savvy move.

Refinancing offers the potential of:

  • Capturing a much lower rate
  • Enjoying a much lower monthly payment
  • Owning your home, free and clear, sooner, not later
  • Switching from an adjustable rate and payment to a fixed-rate, fixed-payment loan
  • Cashing out equity in your home for other purchases
Apply online to refinance your loan

Construction Loans

Let us help you build your dream home.

Peoples Bank provides all kinds of construction financing and we make it affordable, so you can build a bigger home without bigger payments.

Contact us for details

Reverse Mortgages

Unlock your home’s equity to increase your monthly cash flow.

If you’re 62 or older, a reverse mortgage can be an excellent way to unlock the equity in your home. Here are some important things a reverse mortgage and can do:

  • finance a home improvement,
  • pay off your current mortgage,
  • supplement your retirement income, or
  • pay for healthcare expenses

A reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills. If you’re a caregiver to a homeowner who is 62 or older, a reverse mortgage may give you more flexibility to deal with expenses while permitting the homeowner to stay in their home as long as possible.

It’s important for homeowners who are considering a reverse mortgage to understand all the details about how reverse mortgages work, the types of reverse mortgages available, and how to make a decision that best suits your circumstances.

Important point: In a “regular” mortgage, you make monthly payments to the lender. In a “reverse” mortgage, you receive money from the lender, and generally don’t have to pay it back for as long as you live in your home. The loan is repaid when you die, sell your home, or when your home is no longer your primary residence. The proceeds of a reverse mortgage generally are tax-free, and many reverse mortgages have no income restrictions.

Here’s a link to the Federal Trade Commission, the country’s consumer watchdog, to help you learn more and see if a reverse mortgage is right for you.