Adjustable Rate Mortgages

The interest rates on these mortgages usually start out fixed and then adjust periodically to reflect market conditions. We’ll help you figure out if this is the best loan type for your situation.


  • Starts with lower interest rate
  • Rate may adjust up or down after the initial period
  • Usually these have an initial fixed-rate period during which the rate doesn't change, followed by a longer period during which the rate changes at preset intervals.

Equal Opportunity Lender ehl

Our mortgage lenders are ready to serve all of your home loan needs. Meet them here or fill out our online mortgage inquiry form. If you have immediate questions, call us at 828-464-5620 or toll-free at 877-802-1212, or send us an email at