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When you refinance, you open the door to all sorts of potential benefits depending on your financial situation. You may want to lower the interest rate on your mortgage or decrease your monthly payment amount. Perhaps you want to cash out the equity in your home to make another purchase or consolidate debt.

  • Lower your monthly payment
  • Decrease your interest rate
  • Switch from an adjustable rate and payment to a fixed rate and payment
  • Build equity faster
  • Cash out the equity in your home for other purchases or to pay off bills
  • Pay off your mortgage sooner

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Our mortgage lenders are ready to serve all of your home loan refinancing needs. Simply go to our loan application page and fill out a short form to get started. If you have immediate questions, call us at 828-464-5620 or toll-free at 877-802-1212, or send us an email at MOR@peoplesbanknc.com.