* An insufficient balance can result from several events, such as (1) the payment of checks, electronic funds transfers or other withdrawal requests; (2) payments authorized by you; (3) the return of unpaid items deposited by you; (4) bank service charges; or (5) the deposit of items which, according to the bank's Funds Availability Policy, are treated as not yet available or finally paid. Resubmission of transactions made by you that were previously returned unpaid, are subject to assessing multiple NSF fees if presented more than once against insufficient funds.
** Services are subject to additional fees that may be charged by third parties or other banks.
Effective 7/1/2024