Premium Checking Account Powered by BaZing

We are passionate about celebrating the exceptional in each of our customers. This interest-bearing checking account rewards those with high average balances. Sign up for this account and you get access to Peoples Saves, Powered by BaZing.

Apply Online

Access to benefits powered by BaZing provides you with hundreds of deals and savings locally and nationwide through the Peoples Saves app along with benefits such as Triple Threat Protection, Roadside Assistance, Pharmacy Savings and much more. Click here for more details of the BaZing benefits you can receive.1, 2

Benefits and Features

Interest bearing tiered rates:

  • $0-$25,000
  • Over $25,000

Complimentary initial order of standard checks

Online Banking

Online Bill Pay

Overdraft Protection

Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5p.m. on business days

Unlimited nationwide non-Peoples Bank ATM fees refunded when account requirements are met every qualification cycle

Terms and Fees

$100 minimum to open

Eligibility requirements must be met every statement cycle to avoid $12 maintenance fee and to qualify for Premium Checking interest rates:

  • Receive e.Statements - enrollment in Online Banking is required
  • Have 10 qualifying debit card transactions****
  • Have at least one direct deposit or electronic draft
  • Maintain a minimum monthly average balance of $1,500

**** To count as a qualified transaction, a debit card transaction must be posted and settled by the bank. Qualified transactions are processed by statement cycle, which is from the first business day of the month until the last business day of the month. Only posted and settled debit card transactions processed by merchants and received by the bank during any statement cycle as Point-of-Sale transactions count as qualified transactions. ATM transactions and debit card credits do not qualify.

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. See for details.

2 Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency and not guaranteed by the bank.



How to Open

Visit us at one of our North Carolina branches or click the button below to start your online application. We'll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online