Basic Checking | NC Back Free Checking Account | Peoples Bank

Basic Checking

Sometimes the best things in life are free - or almost free. This checking account delivers in quality and affordability and we'll waive the $3 maintenance fee as long as you maintain a $100 minimum average monthly balance. 

Benefits and Features

Free Online Banking

Free Bill Pay

Overdraft protection

Free Mobile Banking and Mobile Check Deposit
Free e.Statements with check images

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

$100 minimum to open

Non-interest bearing

$3 maintenance fee waived by maintaining a minimum monthly average balance of $100

Paper statements may be provided at $2 per statement 

Contact Us

Enrolling is easy. Simply go to our contact page, fill out a short secure form and hit submit. We'll take it from there, and contact you within one business day. For immediate questions, call us at 877-802-1212. We look forward to serving you.