Senior Checking Account | North Carolina Bank Accounts | Peoples Bank

Senior Checking Account

Peoples Bank celebrates our exceptional customers age 55 and older with this exceptional checking account dedicated to your needs, like earning a premium interest rate. It’s simply the right thing to do.


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Benefits and Features

Complimentary initial order of standard checks

Online Banking and Bill Pay

Overdraft Protection

Mobile Banking App

Mobile Check Deposit
Paper statements with check images at no charge

Same-day credit on deposits made at teller window until 5 p.m. on business days

Interest bearing with tiered rates: $0-4999.99, $5000 and above

Terms and Fees

Must be 55 years of age and older

$100 minimum to open

$8 maintenance fee waived by receiving one direct deposit every month

$5 non-qualifying fee is charged every statement cycle when age requirement is not met

How to Open


Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online