Senior Checking Account

Get a premium interest rate on this checking account if you’re at least 55.

Peoples Bank celebrates our exceptional customers age 55 and older with this exceptional checking account dedicated to your needs, like earning a premium interest rate. It’s simply the right thing to do.

Benefits and Features

Complimentary initial order of standard checks

Online Banking and Bill Pay

Overdraft Protection

Mobile Banking App

Mobile Check Deposit
Paper statements with check images at no charge

Same-day credit on deposits made at teller window until 5 p.m. on business days

Interest bearing with tiered rates: $0-4999.99, $5000 and above

Terms and Fees

Must be 55 years of age and older

$100 minimum to open

$8 monthly maintenance fee waived when direct deposit is received during the statement cycle

$10 monthly non-qualifying fee is waived when age requirement is met during the statement cycle

How to Open a Checking Account


Applying is easy. Visit one of our North Carolina branches or go to our contact page, fill out a short contact form and hit submit. We’ll take it from there, and contact you within one business day. For immediate questions, call us at 828-466-1765 or toll-free 877-802-1212. We look forward to serving you.