Rewards Checking Account

Get rewarded with tiered interest rates on this checking account.

We want this tiered interest-bearing checking solution to feel like a relationship you can depend on every day for life. In North Carolina, Rewards Checking is as beneficial to you as it is effortless. Enjoy the many rewards of saving and spending with Peoples Bank.


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Benefits and Features

Interest bearing with tiered rates: 
  $0-$25,000
  Over $25,000

Online Banking

Online Bill Pay

Overdraft Protection
Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Receive up to $20 in refunds of non-Peoples Bank ATM fees at the end of each statement cycle when eligibility requirements are met

Terms and Fees

$100 minimum to open

Eligibility requirements must be met during the qualification period ¹ for an account to earn the Rewards Checking interest rate, receive ATM fee refunds and avoid $10 maintenance fee:

  • Have 15 qualifying debit card transactions ²
  • Have at least one qualifying direct deposit or electronic draft (ACH transaction) ³
  • Receive e.Statements – Enrollment in Electronic Document Delivery through online banking is required

¹ A qualification period begins on the first business day of the month and ends on the last business day of the month. 

² To count as a qualifying transaction, a debit card transaction must be posted and settled by the bank. Only posted and settled debit card transactions processed by merchants and received by the bank as Point-of-Sale (POS) transactions during the qualification period count as qualifying transactions. ATM transactions and debit card credits do not qualify. 

³ To count as a qualifying transaction, direct deposits or electronic drafts (ACH transactions) must be posted and settled by the bank. Only posted and settled ACH transactions processed by payment originators and received by the bank as ACH transactions during the qualification period count as qualifying transactions. 

 

How to Open a Checking Account


Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online