Rewards Checking | NC Bank Online Account Opening | Peoples Bank

Rewards Checking

We want this tiered interest-bearing checking solution to feel like a relationship you can depend on every day for life - as beneficial to you as it is effortless. Enjoy the many rewards of saving and spending.

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Benefits and Features

Interest bearing with tiered rates: 
  Over $25,000

Complimentary initial order of standard checks

Online Banking

Bill Pay

Overdraft protection
Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Unlimited nationwide non-Peoples Bank ATM fees refunded when account requirements are met each qualification cycle

Terms and Fees

$100 minimum to open

Eligibility requirements must be met each statement cycle to avoid account maintenance fees and to qualify for Rewards Checking interest rates:

  • Receive e.Statements - enrollment in Online Banking is required

  • Have 10 qualifying debit card transactions****

  • Have at least one direct deposit or electronic draft

**** To count as a qualified transaction, a debit card transaction must be posted and settled by the bank. Qualified transactions are processed by statement cycle, which is from the first business day of the month until the last business day of the month. Only posted and settled debit card transactions processed by merchants and received by the bank during any statement cycle as Point-of-Sale transactions count as qualified transactions. ATM transactions and debit card credits do not qualify.

Apply Online

Click here for our easy online application

We'll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.