Rewards Checking Account

We want this tiered interest-bearing checking solution to feel like a relationship you can depend on every day for life in North Carolina - as beneficial to you as it is effortless. Enjoy the many rewards of saving and spending with Peoples Bank. 

Apply Online

Benefits and Features

Interest bearing with tiered rates: 
  Over $25,000

Complimentary initial order of standard checks

Online Banking

Online Bill Pay

Overdraft Protection
Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Unlimited nationwide non-Peoples Bank ATM fees refunded when account requirements are met every qualification cycle

Terms and Fees

$100 minimum to open

Eligibility requirements must be met every statement cycle to avoid $10 maintenance fee and to qualify for Rewards Checking interest rates:

  • Receive e.Statements - enrollment in Online Banking is required

  • Have 10 qualifying debit card transactions****

  • Have at least one direct deposit or electronic draft

**** To count as a qualified transaction, a debit card transaction must be posted and settled by the bank. Qualified transactions are processed by statement cycle, which is from the first business day of the month until the last business day of the month. Only posted and settled debit card transactions processed by merchants and received by the bank during any statement cycle as Point-of-Sale transactions count as qualified transactions. ATM transactions and debit card credits do not qualify.


How to Open

Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online