Student Checking Account

Our student checking account is designed to help you learn basic banking skills. You must be between 16 and 24 to have this account. Children under the age of 18 must be accompanied by an adult.

Benefits and Features

Online Banking with Bill Pay

Overdraft Protection

Receive up to $20 in refunds of non-Peoples Bank ATM fees at the end of each statement cycle
Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

Owner must be between ages 16 and 24 (children under the age of 18 must be accompanied by an adult)

$100 minimum to open

Non-interest bearing

$10 monthly non-qualifying fee is waived when age requirement is met during the statement cycle

Paper statements may be provided at $3 per statement

How to Open

Applying is easy. Visit one of our North Carolina branches or go to our contact page, fill out a short contact form and hit submit. We’ll take it from there, and contact you within one business day. For immediate questions, call us at 877-802-1212. We look forward to serving you.