Student Checking Account

Open this account designed to help teens and young adults learn basic banking skills.

Our student checking account helps you learn basic banking skills and manage your money wisely. You must be between 16 and 24 to have this account. Children under the age of 18 must be accompanied by an adult.

Learn more ways to help kids, teens and college students learn about money with resources from Peoples Bank.

Digital Banking, Benefits and Features

Online Banking with Bill Pay

Overdraft Protection

Receive up to $20 in refunds of non-Peoples Bank ATM fees at the end of each statement cycle
Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Account Terms and Fees

Owner must be between ages 16 and 24 (children under the age of 18 must be accompanied by an adult)

$100 minimum to open

Non-interest bearing

$10 monthly non-qualifying fee is waived when age requirement is met during the statement cycle

Paper statements may be provided at $3 per statement

How to Open a Student Checking Account

Applying is easy. Visit one of our North Carolina branches or complete our contact form. We’ll take it from there and will contact you within one business day. For immediate questions, call us at 877-802-1212. We look forward to serving you.