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Free Debit Card

The easy way to get cash or make purchases. Use your card anywhere nationwide that accepts MasterCard® and at any of our ATMs and at other machines displaying the Star, Cirrus and Plus symbol. Fees may apply. No monthly fee and unlimited usage.

Debit or check card support is available 24 hours a day by calling 877-802-1212.

Lost/Stolen ATM or Debit for Peoples Bank 24 Express ATM or Debit Card: Call Customer Service at 877-802-1212 (8:00am – 6:00pm, M–F). After hours, call 800-523-4175. Or write to us: Peoples Bank Attn: Electronic Banking Department, P.O. Box 467, Newton, NC 28658-0467.

Protection Plus Chip Cards

Peoples Bank check card

Peoples Bank customers have received a new MasterCard® chip card with built-in chip technology which provides an added layer of protection for the next generation of card payments.

Advanced technology makes it difficult for fraudsters to duplicate your information when you use a card with an embedded microchip. Security is enhanced by dynamic data created making each chip transaction unique and virtually impossible to replicate.

What if I have not received my new card?

If you have not received your new chip card, please contact customer service by emailing or calling 1-877-802-1212 from 8am-6pm, Monday through Friday.

How do I activate my new card?

  1. Call 1-866-985-2273 to activate your new chip card and select a PIN number
  2. Sign the back of your new card
  3. Cut up and discard your old Visa® debit card
  4. Provide your new card number to any companies that automatically bill your debit card
  5. Use your new PIN wherever PIN transactions are accepted

Why use chips?

Chip cards protect against “skimming”, a technique where fraudsters copy the data from a traditional card’s magnetic stripe and use it to create a duplicate or counterfeit card. A chip-enabled terminal does not scan the magnetic stripe, providing stronger protection for the cardholder.

Where can I use my new card?

As retailers transition to chip technology, the numbers of chip-enabled terminals will grow over time. To ensure you can use your card at any retailer, your new card will have both the chip and magnetic stripe. If the terminal is chip-enabled, you will insert your card in the slot located at the top or bottom of the terminal and follow the prompts. Otherwise you will swipe the card as you do today.

What about ATMs?

Your new chip card will work at ATMs just as your current card does now.

How do I use the new card?

The new cards are easy to use. At merchants with chip readers, simply insert the card into the reader and leave it there for the entire transaction. Follow the on-screen prompts to complete the transaction.

how to check out

Benefits for MasterCard Debit Cardholders

Learn more about the added benefits provided with your new MasterCard® Debit Card:

Consumer Guide To Benefits (pdf download)
Health Savings Account Guide To Benefits (pdf download)

Credit Cards

Find the perfect card for the way you use credit.

Apply today for your perfect card.

Our credit cards offer benefits and features to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you.

Learn more and apply online

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request credit limit increases
  • View statements
  • ...and much more

Once you receive your credit card, simply access your account at www.firstbankcard.com.

Credit Cards are issued by First Bankcard®, a division of First National Bank of Omaha.

To report lost or stolen Visa credit cards, call 800-444-6938. Available 24 hours, 7 days a week.