Preferred Checking | NC Bank Online Account Opening | Peoples Bank

Preferred Checking Powered by BaZing

We prefer to make your life better with a checking solution that is always at work, positioning you for greater success every day. Sign up for this account and you get access to our Peoples Saves Mobile App, as well as roadside assistance and cell phone and identity theft protection...and much more.1, 2

Apply Online

Access to benefits powered by BaZing provides you with hundreds of deals and savings locally and nationwide through the Peoples Saves app along with benefits such as Triple Threat Protection, Roadside Assistance, Pharmacy Savings and much more. Click here for more details of the BaZing benefits you can receive.

Benefits and Features

2 nationwide non-Peoples Bank ATM fees refunded per statement cycle

Free Online Banking

Overdraft protection

Free Mobile Banking and Mobile Check Deposit

Free e.Statements with check images

Same-day credit on deposits made at teller window until 5 p.m. on business day

Terms and Fees

$100 minimum to open

Non-interest bearing

$6 maintenance fee each statement cycle

Paper statements may be provided at $2 per statement

Apply Online

Click here for our easy online application

We'll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. See for details.

2 Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency and not guaranteed by the bank.